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197 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 197 Washington St, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,248 sqft · built 1931
Lot Size0.134 acres (5,845 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Nov 2020)
Tax Bill$4,591 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGLOU M:0038 B:0018 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0038 B:0018 L:0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,248 sqft Living Area
Gross Area2,116 sqft
1st Floor Area624 sqft
Basement Area624 sqft
Unfinished Basement624 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,845 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address197 WASHINGTON ST
CityGLOUCESTER
StateMA
Zip01930-2640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Block18
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2001
Census Tract221600

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0038 B:0018 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address197 WASHINGTON ST, GLOUCESTER, MA 01930-2640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2025Deed of Trust, Mortgage
GLOUCESTER CITY OF
Nov 03, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2020 · Amount on Record
Deed SaleNov 03, 2020 · Amount on Record
Deed Book / Page39140 / 82
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address197 WASHINGTON ST, GLOUCESTER, MA 01930-2640
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042982-297
DateOct 01, 2025
Book Page42982/297
Instrument20251001003100
Lender
NameGLOUCESTER CITY OF
Agreement
AmountAmount Recorded

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateNov 03, 2020
Property Address197 WASHINGTON ST, GLOUCESTER, MA 01930-2640
Document Number39140-82
Book / Page39140 / 82
Instrument DateOct 05, 2020
Instrument20201103005480
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 WASHINGTON ST, GLOUCESTER, MA 01930-2640

Mortgage

Document Number201103005490
DateNov 03, 2020
Instrument201103005490
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,591.00 (-0.74%)$472,300 (-0.63%) Land $143,500 Building $328,800$441,275
2024$4,625.00 (+3.1%)$475,300 (+12.2%) Land $136,700 Building $338,600
2023$4,486.00$423,600 Land $122,000 Building $301,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Oak Grove Cemetery
listed 1975 · 6 contributing resources · NRIS 75000263

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: Verizon.

Based on FCC filings for 537 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3107000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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