196 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 196 Washington St, Gloucester, MA 01930

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,282 sqft · built 1900
Lot Size	0.041 acres (1,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Jan 2026)
Tax Bill	$5,531 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0036 B:0044 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0036 B:0044 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	3 Units
Stories	3 Stories
Building Area	2,282 sqft Living Area
Gross Area	3,961 sqft
1st Floor Area	1,128 sqft
Attic	Attic
Attic Area	147 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,770 sqft (0.041 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	196 WASHINGTON ST
City	GLOUCESTER
State	MA
Zip	01930-2647
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NB
Legal Block	44
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2004
Census Tract	221700

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 FORRESTER ST, 2, SALEM, MA 01970-4040
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Deed Book / Page	43192 / 586
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 23, 2026
Property Address	196 WASHINGTON ST, GLOUCESTER, MA 01930-2647
Document Number	043192-586
Book / Page	43192 / 586
Instrument Date	Jan 23, 2026
Instrument	20260123002070
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28 FORRESTER ST # 2, 2, SALEM, MA 01970-4040

Mortgage

Document Number	043192-590
Date	Jan 23, 2026
Book Page	43192/590
Instrument	20260123002080

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	196 WASHINGTON ST, GLOUCESTER, MA 01930-2647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38073-356
Date	Nov 29, 2019
Book Page	38073/356
Instrument	20191129001940

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,531.00 (+3.09%)	$594,100 (+7.63%) Land $127,000 Building $467,100
2025	$5,365.00 (+7.32%)	$552,000 (+7.43%) Land $117,600 Building $434,400
2024	$4,999.00 (-3.85%)	$513,800 (+4.66%) Land $112,000 Building $401,800
2023	$5,199.00	$490,900 Land $100,000 Building $390,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2007–2018)
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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