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197 Walnut St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 197 Walnut St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details3,354 sqft · built 1892
Lot Size0.168 acres (7,314 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Dec 2016)
Tax Bill$22,727 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-02302-0000-00002

Property Details

APN / Parcel Number

Primary APN13-02302-0000-00002
Alternative APN
  • 130230200002

Interior

Stories2 Stories
Building Area3,354 sqft Living Area

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Construction TypeFrame
Lot Area7,314 sqft (0.168 acres)
Lot Dimensions138 ft deep x 53 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130230200002
Street Address197 WALNUT ST
CityMONTCLAIR
StateNJ
Zip07042-2998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description53X138 IRR
Legal Block2302
Legal Lot Number2
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group2
Census Block2003
Census Tract16600

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address197 WALNUT ST, MONTCLAIR, NJ 07042-2998
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2016 · Amount on Record
Deed SaleDec 29, 2016 · Amount on Record
Prior SaleSep 11, 2003 · Amount on Record
Deed Document Number2016111922
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address197 WALNUT ST, MONTCLAIR, NJ 07042-2998
Document Number0000089463
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyTECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TITLE & ABS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 WALNUT ST MONTCLAIR NJ 070422998, MONTCLAIR, NJ 07042-2998

Mortgage

Document Number0000089463
DateSep 15, 2020
Instrument89463
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$646,400 (-) Land $224,700 Building $421,700$646,400 (-) Land $224,700 Building $421,700
2025$22,727.00 (+3.32%)$646,400 (-) Land $224,700 Building $421,700$646,400 (-) Land $224,700 Building $421,700
2024$21,996.00 (+3.5%)
2023$646,400 Land $224,700 Building $421,700$646,400 Land $224,700 Building $421,700
2022$21,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2018–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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