195 Walnut St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 195 Walnut St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,226 sqft · built 1892
Lot Size	0.14 acres (6,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jan 2020)
Tax Bill	$16,771 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02302-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`13-02302-0000-00003`
Alternative APN	`130230200003`

Interior

Stories	2 Stories
Building Area	3,226 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Construction Type	Frame
Lot Area	6,116 sqft (0.14 acres)
Lot Dimensions	139 ft deep x 44 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130230200003
Street Address	195 WALNUT ST
City	MONTCLAIR
State	NJ
Zip	07042-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	44X139 IRR
Legal Block	2302
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2003
Census Tract	16600

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 WALNUT ST, MONTCLAIR, NJ 07042-2923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	Apr 10, 2013 · Amount on Record
Deed Document Number	202020002344
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 8, 2020
Property Address	195 WALNUT ST, MONTCLAIR, NJ 07042-2923
Document Number	0000002344
Instrument Date	Dec 27, 2019
Instrument	2344
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ZWIREN TITLE AGENCY INC, ZWIREN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 WALNUT ST MONTCLAIR NJ 070422923, MONTCLAIR, NJ 07042-2923

Mortgage

Document Number	2350
Date	Jan 8, 2020
Instrument	2350

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,000 (-) Land $217,300 Building $259,700	$477,000 (-) Land $217,300 Building $259,700
2025	$16,771.00 (+3.32%)	$477,000 (-) Land $217,300 Building $259,700	$477,000 (-) Land $217,300 Building $259,700
2024	$16,232.00 (+3.5%)
2023		$477,000 Land $217,300 Building $259,700	$477,000 Land $217,300 Building $259,700
2022	$15,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2018–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20