197 W Rickard Dr, Oswego, IL 60543 Property Records

Kendall County property record for 197 W Rickard Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1963
Lot Size	0.865 acres (37,659 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2022)
Tax Bill	$6,382 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-14-226-003`

Property Details

APN / Parcel Number

Primary APN	`02-14-226-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,170 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	37,659 sqft (0.865 acres)
Lot Dimensions	247 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	197 W RICKARD DR
City	OSWEGO
State	IL
Zip	60543-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 LYNWOOD SUB EXT 4
Legal Subdivision	LYNWOOD SUB
Legal Lot Number	67
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2026
Census Tract	890402

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 W RICKARD DR, OSWEGO, IL 60543-8839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jul 11, 2017	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	202213757
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 17, 2022
Property Address	197 W RICKARD DR, OSWEGO, IL 60543-8839
Document Number	0000013757
Instrument Date	Aug 2, 2022
Instrument	202200013757
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 W RICKARD DR, OSWEGO, IL 60543-8839

Mortgage

Document Number	0000013758
Date	Aug 17, 2022
Instrument	202200013758

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.37%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 11, 2017
Property Address	197 W RICKARD DR, OSWEGO, IL 60543-8839
Document Number	0000010644
Instrument Date	Jul 3, 2017
Instrument	10644
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	PRIMARY TITLE SERVICES INC, PRIMARY TITLE SVCS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 VALENTINE WAY OSWEGO IL 605434059, OSWEGO, IL 60543-4059

Mortgage

Document Number	10645
Date	Jul 11, 2017
Instrument	10645

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,010 (+34.77%) Land $16,658 Building $81,352	$294,030 (+34.77%) Land $49,974 Building $244,056
2024	$6,382.00
2022		$72,725 Land $12,360 Building $60,365	$218,175 Land $37,080 Building $181,095

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKVILLE serves 23,000 people · EPA ID IL0930250
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Metronet, T-Mobile, Verizon.

Nearby Properties on W Rickard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures