181 W Rickard Dr, Oswego, IL 60543 Property Records

Kendall County property record for 181 W Rickard Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,209 sqft · built 1966
Lot Size	0.728 acres (31,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Oct 1993)
Tax Bill	$8,647 (2024)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-14-251-003`

Property Details

APN / Parcel Number

Primary APN	`02-14-251-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,209 sqft Living Area
Gross Area	4,981 sqft
1st Floor Area	2,209 sqft
Basement Area	2,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	31,713 sqft (0.728 acres)
Lot Dimensions	213 ft deep x 166 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	181 W RICKARD DR
City	OSWEGO
State	IL
Zip	60543-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 78-5638 JTD LYNWOOD SUB EXT 4
Legal Subdivision	LYNWOOD SUB
Legal Lot Number	73
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2026
Census Tract	890402

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 W RICKARD DR, OSWEGO, IL 60543-8838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Transfer on Death Deed, Transfer
Mar 4, 2024	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1993 · Amount on Record
Deed Sale	Oct 1, 1993 · Amount on Record
Prior Sale	Sep 1, 1987 · Amount on Record
Deed Document Number	199311541
Last Transfer Date	Mar 8, 2024
Transfer Doc	0000002455
Record Updated	Sep 20, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 8, 2024
Property Address	181 W RICKARD DR, OSWEGO, IL 60543-8838
Document Number	0000002455
Instrument Date	Mar 8, 2024
Instrument	202400002455
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Mar 4, 2024
Property Address	181 W RICKARD DR, OSWEGO, IL 60543-8838
Document Number	0000002211
Instrument Date	Mar 1, 2024
Instrument	202400002211
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 W RICKARD DR, OSWEGO, IL 60543-8838

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Jan 3, 2022
Property Address	181 W RICKARD DR, OSWEGO, IL 60543-8838
Document Number	0000000049
Instrument Date	Dec 20, 2021
Instrument	202200000049
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 W RICKARD DR, OSWEGO, IL 60543-8838

Mortgage

Document Number	0000000483
Date	Jan 3, 2022
Instrument	202200000483

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	181 W RICKARD DR, OSWEGO, IL 60543-8838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018243
Date	Nov 16, 2017
Instrument	201700018243

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	181 W RICKARD DR, OSWEGO, IL 60543-8838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001628
Date	Feb 3, 2020
Instrument	202000001628

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,471 (+9.24%) Land $16,658 Building $113,813	$391,413 (+9.24%) Land $49,974 Building $341,439
2024	$8,647.00	$119,435 (+23.37%) Land $15,249 Building $104,186	$358,305 (+23.37%) Land $45,747 Building $312,558
2022		$96,811 Land $12,360 Building $84,451	$290,433 Land $37,080 Building $253,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKVILLE serves 23,000 people · EPA ID IL0930250
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Metronet, T-Mobile, Verizon.

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