Shelby County property record for 197 Trammell Rd, Bagdad, KY 40003
| Property Type | Rural Home |
|---|---|
| Details | 2,271 sqft · built 2011 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jul 2025) |
| Tax Bill | $3,362 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-00-025F |
| Primary APN | 069-00-025F |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,271 sqft Living Area |
| 1st Floor Area | 2,271 sqft |
| Basement Area | 2,271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 692 sqft |
| Deck Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 0035864 |
|---|---|
| Street Address | 197 TRAMMELL RD |
| City | BAGDAD |
| State | KY |
| Zip | 40003-8037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | ROGERS FARM DIVIDED TR 7 |
| Legal Subdivision | ROGERS FARM DIVIDED |
| Legal Tract | 7 |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | CHRISTIANBURG |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 40102 |
Source: Shelby County records, as of February 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1587 OVERLOOK CIR, SHELBYVILLE, KY 40065-8453 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Sep 9, 2024 · Amount on Record |
| Deed Document Number | 2025559048 |
| Deed Book / Page | 741 / 170 |
| Prior Transfer Date | Aug 27, 2024 |
| Prior Transfer Doc | 00D730/193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 197 TRAMMELL RD, BAGDAD, KY 40003-8037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | AGENCY TITLE, AGENCY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 197 TRAMMELL RD, BAGDAD, KY 40003-8037 |
| Document Number | 0M1324/234 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | M1324/234 |
| Instrument | 510003 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 25, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Shelby County assessment roll, as of February 17, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,362.00 (+26.96%) | $295,000 (+30.53%) | $295,000 (+30.53%) |
| 2023 | $2,648.00 | $226,000 | $226,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2019–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bluegrass Fiber Fixed Wireless | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| All Points Broadband Fixed Wireless | 10 / 1 |
May also be available: T-Mobile.
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