191 Trammell Rd, Bagdad, KY 40003 Property Records

Shelby County property record for 191 Trammell Rd, Bagdad, KY 40003

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$4,766 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jan 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-00-025E`

Property Details

APN / Parcel Number

Primary APN	`069-00-025E`
Alternative APN	`0048882`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	0048882
Street Address	191 TRAMMELL RD
City	BAGDAD
State	KY
Zip	40003-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	ROGERS FARM DIVIDED TR 6
Legal Subdivision	ROGERS FARM DIVIDED
Legal Tract	6
Jurisdiction	SHELBY KY
Township / Civil Division	CHRISTIANBURG
Census Block Group	2
Census Block	2018
Census Tract	40102

Owner

Source: Shelby County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 TRAMMELL RD, BAGDAD, KY 40003-8037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit LINCOLN NATIONAL BANK
Jan 26, 2017	Deed of Trust, Mortgage · Construction Mortgage LINCOLN NATIONAL BANK
Oct 19, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage LINCOLN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 12, 2018
Transfer Doc	0D0643/537
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	191 TRAMMELL RD, BAGDAD, KY 40003-8037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1049/723
Date	Jun 26, 2017
Book Page	M1049/723
Instrument	432025

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	191 TRAMMELL RD, BAGDAD, KY 40003-8037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1035/121
Date	Jan 26, 2017
Book Page	M1035/121
Instrument	427832

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Interest

Rate Type	Adjustable Rate

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY KY
Recording Date	Oct 19, 2018
Property Address	191 TRAMMELL RD, BAGDAD, KY 40003-8037
Document Number	0D0643/537
Book / Page	D0643 / 537
Map Reference	CAB 8 SL 224
Instrument Date	Oct 12, 2018
Instrument	445110
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 CATWALK RD, 1605, BAGDAD, KY 40003-8056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 TRAMMELL RD, BAGDAD, KY 40003-8037

Mortgage

Document Number	0000445111
Date	Oct 19, 2018
Instrument	445111

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,766.00 (-2.34%)	$420,000 (-)	$420,000 (-)
2023	$4,880.00	$420,000	$420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2019–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
All Points Broadband Fixed Wireless	10 / 1

May also be available: T-Mobile.

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