197 Tolbert Hill Rd, Spokane, MO 65754 Property Records

Christian County property record for 197 Tolbert Hill Rd, Spokane, MO 65754

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,398 sqft · built 2004
Lot Size0.348 acres (15,136 sqft)
Owner2 Individual Names on Record
Last Sale$133,000 (Nov 2025)
Tax Bill$1,417 (2024)
Deeds & MortgagesNov 2025 Mortgage
Dec 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN20-0.6-13-2-4-16

Property Details

APN / Parcel Number

Primary APN20-0.6-13-2-4-16
Alternative APN
  • 20-0.6-13-002-004-016.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,398 sqft Living Area
1st Floor Area1,398 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsbestos
Lot Area15,136 sqft (0.348 acres)
Lot Dimensions176 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address197 TOLBERT HILL RD
CitySPOKANE
StateMO
Zip65754-8100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 VALLEY WOODS 1ST
Legal Range22W
Legal Township25N
Legal Section13
Legal SubdivisionVALLEY WOODS 1ST
Legal Lot Number2
JurisdictionCHRISTIAN MO
Township / Civil DivisionSOUTH GALLOWAY
Census Block Group3
Census Block3035
Census Tract20501

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address197 TOLLBERT LILLIAN RD, SPOKANE, MO 65754
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Warranty Deed, Transfer · Conventional Mortgage
MID MISSOURI BANK
Dec 29, 2023Intrafamily Transfer, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 8, 2022Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Jul 24, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleDec 29, 2023 · Amount on Record
Deed Document Number202513696
Deed Book / Page2025 / 13527
Prior Transfer DateJul 21, 2017
Prior Transfer Doc0201709327
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateNov 19, 2025
Property Address197 TOLBERT HILL RD, SPOKANE, MO 65754-8100
Document Number0202513527
Book / Page2025 / 13527
Instrument DateNov 17, 2025
Instrument2025L13696
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 TOLBAT HILL RD, SPOKANE, MO 65754

Mortgage

Document Number2025L13697
DateNov 19, 2025
Instrument2025L13697
Lender
NameMID MISSOURI BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHRISTIAN MO
Recording DateDec 29, 2023
Property Address197 TOLBERT HILL RD, SPOKANE, MO 65754-8100
Document Number0202314088
Book / Page2023 / 14088
Instrument DateDec 20, 2023
Instrument2023L14275
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHES

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 TOLBERT HILL RD, SPOKANE, MO 65754-8100

Mortgage

Document Number2023L14276
DateDec 29, 2023
Instrument2023L14276
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateSep 8, 2022
Property Address197 TOLBERT HILL RD, SPOKANE, MO 65754-8100
Document Number0202213587
Book / Page2022 / 13587
Instrument DateSep 7, 2022
Instrument2022L13718
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 BECKY LN, OZARK, MO 65721-9369

Mortgage

Document Number2022L13719
DateSep 8, 2022
Instrument2022L13719
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address197 TOLBERT HILL RD, SPOKANE, MO 65754-8100
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202015598
DateSep 23, 2020
Book Page2020/15598
Instrument2020L15747
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHRISTIAN MO
Recording DateJul 24, 2017
Property Address197 TOLBERT HILL RD, SPOKANE, MO 65754-8100
Document Number0201709327
Book / Page2017 / 09327
Instrument DateJul 21, 2017
Instrument2017L09424
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyMERIDIAN TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 TOLBERT HILL RD, SPOKANE, MO 65754-8100

Mortgage

Document Number2017L09425
DateJul 24, 2017
Instrument2017L09425
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictSpokane R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,380 (+6.82%)$159,900 (+6.81%) Land $18,000 Building $141,900
2024$1,417.00$28,440 (-)
2023$28,440 (+14.17%)$149,700 (+14.19%) Land $18,000 Building $131,700
2022$24,910
2021$131,100 Land $11,000 Building $120,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimApr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 87% of Missouri
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
White River Connect
Fiber
2,500 / 2,500
Optimum
Cable
940 / 35
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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