Christian County property record for 178 Tolbert Hill Rd, Spokane, MO 65754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,500 sqft · built 1998 |
| Lot Size | 0.279 acres (12,152 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,200 (Mar 2009) |
| Tax Bill | $1,234 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0.6-13-2-4-12 |
| Primary APN | 20-0.6-13-2-4-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,152 sqft (0.279 acres) |
| Lot Dimensions | 143 ft deep x 85 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 178 TOLBERT HILL RD |
|---|---|
| City | SPOKANE |
| State | MO |
| Zip | 65754-8100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 VALLEY WOODS 1ST FINAL PLAT |
| Legal Range | 22W |
| Legal Township | 25N |
| Legal Section | 13 |
| Legal Subdivision | VALLEY WOODS 1ST |
| Legal Lot Number | 12 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | SOUTH GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 20501 |
Source: Christian County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 TOLBERT HILL RD, SPOKANE, MO 65754-8100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 4, 2020 | Loan Modification, Mortgage · FHA Mortgage WILMINGTON SVGS FUND SOCIETY F |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2009 · Amount on Record |
| Deed Sale | Mar 31, 2009 · Amount on Record |
| Prior Sale | Jul 1, 2005 · Amount on Record |
| Deed Document Number | 20094428 |
| Deed Book / Page | 2009 / 4401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 178 TOLBERT HILL RD, SPOKANE, MO 65754-8100 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 178 TOLBERT HILL RD, SPOKANE, MO 65754-8100 |
| Document Number | 0202602734 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 2026/2734 |
| Instrument | 2026L02776 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 178 TOLBERT HILL RD, SPOKANE, MO 65754-8100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0202212940 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 2022/12940 |
| Instrument | 2022L13066 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 178 TOLBERT HILL RD, SPOKANE, MO 65754-8100 |
| Document Number | 0202015334 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN NDTS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 178 TOLBERT HILL RD SPOKANE MO 657548100, SPOKANE, MO 65754-8100 |
| Document Number | 0202015334 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 002020/015334 |
| Instrument | 15476 |
| Name | WILMINGTON SVGS FUND SOCIETY F |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.75% |
|---|
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Spokane R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,234.00 | $24,830 (+6.52%) | $130,700 (+6.52%) Land $18,000 Building $112,700 |
| 2023 | $23,310 | $122,700 Land $18,000 Building $104,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Apr 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 87% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES VALLEY WOODS SUBD private · serves 120 people · EPA ID MO5031152 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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