197 Spur Rd, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 197 Spur Rd, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,484 sqft · built 2000
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Nov 2019)
Tax Bill	$18,997 (2025)
Deeds & Mortgages	Aug 2021 Refinance Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`DOVR M:L0048 B:R L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:L0048 B:R L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,484 sqft Living Area
1st Floor Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	33,541 sqft (0.77 acres)
View / Lot	Waterfront
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	197 SPUR RD
City	DOVER
State	NH
Zip	03820-4686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	R
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1007
Census Tract	81200

Owner

197 Spur Rd is owned by two individuals who bought it in November 2019.

Source: Strafford County and Dover City records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	261 DANDIVIEW RD, NORTH CONWAY, NH 03860-5604
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND MORTGAGE CORP
Nov 12, 2019	Warranty Deed, Transfer · Conventional with PMI CMG FIN'L
Nov 5, 2019	Deed of Trust, Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Jul 26, 1999 · Amount on File
Deed Document Number	201916076
Deed Book / Page	4707 / 683
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	197 SPUR RD, DOVER, NH 03820-4686
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4944-716
Date	Aug 23, 2021
Book Page	4944/716
Instrument	210016956

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Nov 12, 2019
Property Address	197 SPUR RD, DOVER, NH 03820-4686
Document Number	0047070683
Book / Page	004707 / 000683
Instrument Date	Nov 5, 2019
Instrument	16076
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,725.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	261 DANDI VIEW RD NORTH CONWAY NH 038605604, NORTH CONWAY, NH 03860-5604

Mortgage

Document Number	47070685
Date	Nov 12, 2019
Book Page	004707/000685
Instrument	16077

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	197 SPUR RD, DOVER, NH 03820-4686
Document Number	0047070685
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 SPUR RD DOVER NH 038204686, DOVER, NH 03820-4686

Mortgage

Document Number	0047070685
Date	Nov 12, 2019
Book Page	004707/000685
Instrument	16077

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 197 Spur Rd was $18,997, up 8.3% from the year before.

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,997.00 (+8.31%)	$965,300 (-) Land $449,200 Building $516,100
2024	$17,540.00 (+8.35%)	$965,300 (+11.51%) Land $449,200 Building $516,100	$996,265
2023	$16,189.00 (+2.79%)	$865,700 (+9.06%) Land $403,900 Building $461,800
2022	$15,749.00	$793,800 Land $376,700 Building $417,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Spur Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1978–2024)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2007 · 2 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 197 Spur Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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