189 Spur Rd, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 189 Spur Rd, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,092 sqft · built 2006
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Trust Names on File
Last Sale	$555,000 (Jul 2015)
Tax Bill	$20,290 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:L0046 B:T L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:L0046 B:T L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	812 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	48,787 sqft (1.12 acres)
View / Lot	Waterfront
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	189 SPUR RD
City	DOVER
State	NH
Zip	03820-4686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	T
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1007
Census Tract	81200

Owner

189 Spur Rd is owner-occupied and held in a trust since September 2022.

Source: Strafford County and Dover City records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	189 SPUR RD, DOVER, NH 03820-4686
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2015 · Amount on File
Deed Sale	Jul 13, 2015 · Amount on File
Prior Sale	Oct 4, 2005 · Amount on File
Deed Book / Page	4307 / 877
Last Transfer Date	Sep 26, 2022
Transfer Doc	005067-653
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER CITY NH
Recording Date	Sep 27, 2022
Property Address	189 SPUR RD, DOVER, NH 03820-4686
Document Number	005067-653
Book / Page	5067 / 653
Instrument Date	Sep 26, 2022
Instrument	220014597
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SPUR RD, DOVER, NH 03820-4686

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	189 SPUR RD, DOVER, NH 03820-4686
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4857-210
Date	Jan 13, 2021
Book Page	4857/210
Instrument	210000813

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	189 SPUR RD, DOVER, NH 03820-4686
Document Number	0047360576
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 SPUR RD DOVER NH 038204686, DOVER, NH 03820-4686

Mortgage

Document Number	0047360576
Date	Feb 24, 2020
Book Page	004736/000576
Instrument	2784

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 189 Spur Rd was $20,290, up 8.3% from the year before.

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,290.00 (+8.31%)	$1,031,000 (-) Land $500,900 Building $530,100
2024	$18,733.00 (+7.57%)	$1,031,000 (+10.71%) Land $500,900 Building $530,100	$958,360
2023	$17,415.00 (+2.33%)	$931,300 (+8.57%) Land $455,700 Building $475,600
2022	$17,019.00	$857,800 Land $428,600 Building $429,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Spur Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1978–2024)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2007 · 2 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 189 Spur Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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