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197 Spencer St, Spindale, NC 28160 Property Records

Rutherford County property record for 197 Spencer St, Spindale, NC 28160 · Last verified April 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1966
Square Footage968 sqft Heated Area
Lot Size18,295 sqft (0.419 acres)
Last Sale$25,000 (2024)
Tax Bill$749.00 (2021)

Property Details

APN / Parcel Number

Primary APN1213100
Alternative APN
  • 21110

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area968 sqft Heated Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1966
Exterior MaterialWood Siding Exterior
Foundation TypeBlock Foundation
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area18,295 sqft (0.419 acres)
PorchEnclosed Porch
Porch Area272 sqft Porch

Utilities and HVAC

Cooling SystemPartial Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number21110
Street Address197 SPENCER ST
CitySPINDALE
StateNC
Zip28160-1656
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGPIN:1529087867220000; RES SPENCER ST
Legal SubdivisionPRT/PROP/SPINDALE MILLS INC
Legal Block4
Legal Lot Number24
JurisdictionRUTHERFORD NC
Minor Civil DivisionRUTHERFORDTON
Census Blockgroup1
Census Block1065
Census Tract960600

Owner

Source: Rutherford County records · APN 1213100

Assessment roll updated January 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address307 DELLINGER RD, SHELBY, NC 28152-7108
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2024 · Amount on Record
Deed SaleMar 11, 2024 · Amount on Record
Prior SaleJul 23, 2008
Deed Doc Number0020793312
Deed Book / Page2079 / 3312
Record RefreshedJun 07, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateMar 11, 2024
Property Address197 SPENCER ST, SPINDALE, NC 28160-1656
Document Number0020793312
Book / Page2079 / 3312
Instrument DateJan 17, 2024
Transaction TypeTransfer
Record UpdatedApr 04, 2024

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1100 ALEXANDRIA LN, CHESAPEAKE, VA 23320-8300

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 DELLINGER RD, SHELBY, NC 28152-7108

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$95,600 Land $11,000 Building $84,600$95,600 Land $11,000 Building $84,600
2022$749.00
2021$749.00

Flood & Wildfire

197 Spencer St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Rutherford County (37161C), updated April 18, 2014

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 46th in North Carolina
Wildfire LikelihoodLow — about 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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