Rutherford County property record for 191 Spencer St, Spindale, NC 28160
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,196 sqft · built 1918 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $19,000 (Jan 2024) |
| Tax Bill | $335 (2025) |
| Deeds & Mortgages | Jan 2024 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 1201327 |
| Primary APN | 1201327 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Slab |
| Porch Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 191 SPENCER ST |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-1656 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R6 |
| Legal Description | SPINDALE MILLS LO:54 PL:45-179 |
| Legal Subdivision | PROPERTY OF SPINDALE MILLS INC |
| Legal Lot Number | 54 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 960600 |
191 Spencer St, vacant land, is owned by an individual who bought it in January 2024.
Source: Rutherford County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 227, SPINDALE, NC 28160-0227 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on File |
| Deed Sale | Jan 8, 2024 · Amount on File |
| Prior Sale | Aug 21, 2006 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jan 8, 2024 |
| Property Address | 191 SPENCER ST, SPINDALE, NC 28160-1656 |
| Document Number | 0020780218 |
| Book / Page | 2078 / 218 |
| Map Reference | MB 5 PG 44 |
| Instrument Date | Dec 11, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 227, SPINDALE, NC 28160-0227 |
The 2025 property tax bill for 191 Spencer St was $335.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335.00 | $6,000 Land $6,000 | $6,000 Land $6,000 |
| 2023 | $87,500 Land $11,000 Building $76,500 | $87,500 Land $11,000 Building $76,500 | |
| 2022 | $612.00 | ||
| 2021 | $612.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 191 Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Spencer St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Pangaea Internet, T-Mobile.
5G (outdoors only) and 4G LTE
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