197 Small Ln, Hardin, KY 42048 Property Records

Marshall County property record for 197 Small Ln, Hardin, KY 42048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,392 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2023)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-0D-00-017.00M00`

Property Details

APN / Parcel Number

Primary APN	`74-0D-00-017.00M00`
Alternative APNs	`1115180` `458040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,392 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	1,740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1115180
Street Address	197 SMALL LN
City	HARDIN
State	KY
Zip	42048-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SMALL ACRES SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	FAIRDEALING
Census Block Group	1
Census Block	1027
Census Tract	950602

Owner

197 Small Ln is owned and occupied by an individual who bought it in November 2023.

Source: Marshall County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	197 SMALL LN, HARDIN, KY 42048-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Deed Document Number	20231098357
Deed Book / Page	510 / 553
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Nov 6, 2023
Property Address	197 SMALL LN, HARDIN, KY 42048-9517
Document Number	000510/553
Book / Page	510 / 553
Map Reference	MB 7 PG 47 SL 383
Instrument Date	Nov 1, 2023
Instrument	1098357
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 TIPPERTON CT, GALLATIN, TN 37066-6080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 SMALL LN, HARDIN, KY 42048-9517
Investor	Possibly a Property Investor

Mortgage

Document Number	0001098361
Date	Nov 6, 2023
Instrument	1098361

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 197 Small Ln was $1,586 with a homeowner's exemption.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00 Homeowner's exemption	$210,000 Land $20,000 Building $190,000	$210,000 Land $20,000 Building $190,000
2023	$53.00 (-55.08%) Homeowner's exemption	$51,500 (-) Land $11,500 Building $40,000
2022	$118.00 Homeowner's exemption	$51,500 Land $11,500 Building $40,000	$51,500 Land $11,500 Building $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 197 Small Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Small Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONATHAN CREEK WATER DISTRICT serves 7,182 people · EPA ID KY0790216
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Small Ln

Nearby Streets

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