174 Small Ln, Hardin, KY 42048 Property Records

Marshall County property record for 174 Small Ln, Hardin, KY 42048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Mar 2022)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-0D-00-008`

Property Details

APN / Parcel Number

Primary APN	`74-0D-00-008`
Alternative APNs	`1031820` `1085230`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1085230
Street Address	174 SMALL LN
City	HARDIN
State	KY
Zip	42048-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SMALL ACRES SUBDIVISION
Legal Lot Number	8
Jurisdiction	MARSHALL KY
Township / Civil Division	FAIRDEALING
Census Block Group	1
Census Block	1027
Census Tract	950602

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 SMALL LN, HARDIN, KY 42048-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 15, 2022	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Aug 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Book / Page	495 / 148
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	174 SMALL LN, HARDIN, KY 42048-9517
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 SMALL LN, HARDIN, KY 42048-9517

Mortgage

Document Number	001053/132
Date	Mar 19, 2024
Book Page	1053/132
Instrument	1100254

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Mar 15, 2022
Property Address	174 SMALL LN, HARDIN, KY 42048-9517
Document Number	DEED495/148
Book / Page	DEED 495 / 148
Map Reference	MB 7 PG 47 SL 383
Instrument Date	Mar 11, 2022
Instrument	1078401
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 COPPER BASIN RD, PRESCOTT, AZ 86303-4508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	174 SMALL LN, HARDIN, KY 42048-9517

Mortgage

Document Number	0001078394
Date	Mar 15, 2022
Instrument	1078394

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Aug 26, 2019
Property Address	174 SMALL LN, HARDIN, KY 42048-9517
Document Number	DEED470/488
Book / Page	DEED 470 / 488
Map Reference	MB 7 PG 47 SL 383
Instrument Date	Aug 20, 2019
Instrument	1025034
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 RIDGECREST RD, JONESBOROUGH, TN 37659-6047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1024 COPPER BASIN RD, PRESCOTT, AZ 86303-4508

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,528.00 (-4.8%)	$155,000 (-) Land $15,000 Building $140,000	$155,000 (+55%) Land $15,000 Building $140,000
2023	$1,605.00	$155,000
2022			$100,000 Land $8,000 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONATHAN CREEK WATER DISTRICT serves 7,182 people · EPA ID KY0790216
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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