Navajo County property record for 197 S Cedar Dr, Snowflake, AZ 85937
| Property Type | Single Family Home |
|---|---|
| Details | 1,926 sqft · built 2006 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $416,900 (Aug 2026) |
| Tax Bill | $746 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-41-089 |
| Primary APN | 202-41-089 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,926 sqft Living Area |
| Gross Area | 2,531 sqft |
| 1st Floor Area | 1,926 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Deck Area | Deck Area |
| Patio Area | 778 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 197 S CEDAR DR |
|---|---|
| City | SNOWFLAKE |
| State | AZ |
| Zip | 85937-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | SNOWFLAKE COUNTRY CLUB PROPERTIES LOT # 89 |
| Legal Range | 21E |
| Legal Township | 13N |
| Legal Section | 21 |
| Legal Subdivision | SNOWFLAKE COUNTRY CLUB |
| Legal Lot Number | 89 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 3 |
| Census Block | 3116 |
| Census Tract | 963300 |
197 S Cedar Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Navajo County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 S CEDAR DR, SNOWFLAKE, AZ 85937-6105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · VA Mortgage NEWREZ LLC |
| Jun 25, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Jan 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Prior Sale | Jun 25, 2021 · Amount on File |
| Deed Document Number | 202612464 |
| Prior Transfer Date | May 29, 2008 |
| Prior Transfer Doc | 0000014710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Aug 20, 2026 |
| Property Address | 197 S CEDAR DR, SNOWFLAKE, AZ 85937-6105 |
| Document Number | 0000012464 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202612464 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 S CEDAR DR, SNOWFLAKE, AZ 85937-6105 |
| Document Number | 0000012465, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202612465 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Jun 25, 2021 |
| Property Address | 197 S CEDAR DR, SNOWFLAKE, AZ 85937-6105 |
| Document Number | 0000014229 |
| Map Reference | MB 21 PG 4&5 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021-14229 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 S CEDAR DR, SNOWFLAKE, AZ 85937-6105 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 2179, TAYLOR, AZ 85939-2179 |
| Document Number | 0000014230 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021-14230 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Jan 11, 2019 |
| Property Address | 197 600 ST W, TAYLOR, AZ 85939 |
| Document Number | 0000000387 |
| Map Reference | MB 21 PG 4&5 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 2019-00387 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2362 MCCORMICK BLVD, 2362, BULLHEAD CITY, AZ 86429-7256 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 197 S CEDAR DR, SNOWFLAKE, AZ 85937-6105 |
| Document Number | 0000000388 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 2019-00388 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 197 600 ST W, TAYLOR, AZ 85939 |
| Document Number | 0000007204 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | TITLE SOURCE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 197 S CEDAR DR SNOWFLAKE AZ 859376105, SNOWFLAKE, AZ 85937-6105 |
| Document Number | 0000007204 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 7204 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 6, 2033 |
The 2025 property tax bill for 197 S Cedar Dr was $746 with a disabled person's exemption.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Municipality | Snowflake Town |
| Unified School District | Snowflake Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $340,807 Land $42,067 Building $298,740 | ||
| 2025 | $746.00 | $33,526 Land $3,740 Building $29,786 | $335,264 Land $37,403 Building $297,861 |
| 2023 | $926.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 S Cedar Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 S Cedar Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 74% of Arizona |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Smith Bagley Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures