175 S Cedar Dr, Snowflake, AZ 85937 Property Records

Navajo County property record for 175 S Cedar Dr, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	2,997 sqft · built 2004
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Nov 2020)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202-41-090`

Property Details

APN / Parcel Number

Primary APN	`202-41-090`

Interior

Stories	1 Story
Building Area	2,997 sqft Living Area
Gross Area	3,597 sqft
1st Floor Area	2,685 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Open Porch
Porch Area	605 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	175 S CEDAR DR
City	SNOWFLAKE
State	AZ
Zip	85937-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SNOWFLAKE COUNTRY CLUB PROPERTIES LOT # 90
Legal Range	21E
Legal Township	13N
Legal Section	21
Legal Subdivision	SNOWFLAKE COUNTRY CLUB
Legal Lot Number	90
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	3
Census Block	3116
Census Tract	963300

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	175 S CEDAR DR, SNOWFLAKE, AZ 85937-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit VANTAGE WEST CU
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 25, 2020	Quit Claim Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ
Jan 31, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Jan 31, 2017
Deed Document Number	202024346
Prior Transfer Date	Jan 21, 2017
Prior Transfer Doc	0000001335
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	175 S CEDAR DR, SNOWFLAKE, AZ 85937-6105
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011410
Date	Jun 9, 2022
Instrument	2022-11410

Lender

Name	VANTAGE WEST CU
Type	Credit Union
Address	15115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 25, 2020
Property Address	175 S CEDAR DR, SNOWFLAKE, AZ 85937-6105
Document Number	0000024346
Map Reference	MB 21 PG 4&5
Instrument Date	Nov 6, 2020
Instrument	2020-24346
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 S CEDAR DR, 175, SNOWFLAKE, AZ 85937-6105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 S CEDAR DR, SNOWFLAKE, AZ 85937-6105

Mortgage

Document Number	0000024348
Date	Nov 25, 2020
Instrument	2020-24348

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 25, 2020
Property Address	175 S CEDAR DR, SNOWFLAKE, AZ 85937-6105
Document Number	0000024347
Instrument Date	Nov 4, 2020
Instrument	24347
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41114 W NOVAK LN MARICOPA AZ 851386912, MARICOPA, AZ 85138-6912

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Jan 31, 2017
Property Address	175 S CEDAR DR, SNOWFLAKE, AZ 85937-6105
Document Number	0000001335
Instrument Date	Jan 21, 2017
Instrument	2017-01335
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 S CEDAR DR, 175, SNOWFLAKE, AZ 85937-6105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 S CEDAR DR, SNOWFLAKE, AZ 85937-6105

Mortgage

Document Number	0000001336
Date	Jan 31, 2017
Instrument	2017-01336

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$414,837 (+1.65%) Land $45,016 Building $369,821
2025	$1,145.00 (+6.71%)	$40,812 Land $4,013 Building $36,799	$408,112 Land $40,127 Building $367,985
2023	$1,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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