Clarke County property record for 197 Ross Ln, Bluemont, VA 20135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 1989 |
| Lot Size | 5.04 acres (219,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,900 (Mar 2012) |
| Tax Bill | $2,608 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25B-3-2 |
| Primary APN | 25B-3-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 833 sqft |
| Finished Basement | 833 sqft |
| Flooring | Carpet |
| Interior Walls | Log |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,542 sqft (5.04 acres) |
| Terrain | Rolling |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Porch |
| Porch Area | 18 sqft |
| Deck Area | 488 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5458 |
|---|---|
| Street Address | 197 ROSS LN |
| City | BLUEMONT |
| State | VA |
| Zip | 20135-4842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FOC |
| Legal Description | ON RT 7 LOT 2 5.04 ACRES |
| Legal Subdivision | THE J M KLINGENSMITH SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | CLARKE VA |
| Township / Civil Division | MILLWOOD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 10300 |
197 Ross Ln is owned and occupied by two individuals who bought it in March 2012.
Source: Clarke County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 ROSS LN, BLUEMONT, VA 20135-4842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2012 · Amount on File |
| Deed Sale | Mar 15, 2012 · Amount on File |
| Prior Sale | Sep 9, 2011 · Amount on File |
| Deed Document Number | 2012543 |
| Deed Book / Page | 544 / 736 |
| Prior Transfer Date | May 4, 2007 |
| Prior Transfer Doc | 000480/188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARKE VA |
| Property Address | 197 ROSS LN, BLUEMONT, VA 20135-4842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Name | Verified Name |
|---|
| Document Number | 0653/0918 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 0653/0918 |
| Instrument | 20-0747 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 197 Ross Ln was $2,608, up 5.5% from the year before.
Source: Clarke County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Clarke County |
| Unified School District | Clarke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,608.00 (+5.54%) | $548,100 (-) Land $197,500 Building $350,600 | |
| 2025 | $2,471.00 | $548,100 Land $197,500 Building $350,600 | $548,100 (-) Land $197,500 Building $350,600 |
| 2024 | $548,100 (+42.25%) Land $197,500 Building $350,600 | ||
| 2023 | $385,300 Land $156,400 Building $228,900 | $385,300 Land $156,400 Building $228,900 | |
| 2022 | $2,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Ross Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Ross Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: All Points Broadband, AT&T, Verizon, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures