138 Ross Ln, Bluemont, VA 20135 Property Records

Clarke County property record for 138 Ross Ln, Bluemont, VA 20135

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$448,000 (Apr 2026)
Tax Bill	$1,447 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25B-3-6`

Property Details

APN / Parcel Number

Primary APN	`25B-3-6`
Alternative APN	`5462`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	144 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5462
Street Address	138 ROSS LN
City	BLUEMONT
State	VA
Zip	20135-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOC
Legal Description	S SIDE OF RT 7 LOT 6 1.003 AC
Legal Subdivision	BEATRICE M & MARSHALL J KLINGENSMITH
Legal Lot Number	6
Jurisdiction	CLARKE VA
Township / Civil Division	MILLWOOD
Census Block Group	1
Census Block	1047
Census Tract	10300

Owner

138 Ross Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Clarke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 ROSS LN, BLUEMONT, VA 20135-4841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 27, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jun 15, 2022	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Oct 3, 2019	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Jun 15, 2022 · Amount on File
Deed Document Number	2026630
Deed Book / Page	743 / 502
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Property Address	138 ROSS LN, BLUEMONT, VA 20135-4841
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000665/717
Date	Oct 26, 2020
Book Page	665/717
Instrument	20-2562

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARKE VA
Recording Date	Apr 27, 2026
Property Address	138 ROSS LN, BLUEMONT, VA 20135-4841
Document Number	0000000630
Book / Page	743 / 502
Instrument Date	Apr 24, 2026
Instrument	2026.630
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,248.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	138 ROSS LN, BLUEMONT, VA 20135-4841

Mortgage

Document Number	0000000631,
Date	Apr 27, 2026
Book Page	743/505
Instrument	2026.631

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARKE VA
Recording Date	Jun 15, 2022
Property Address	138 ROSS LN, BLUEMONT, VA 20135-4841
Document Number	000702/396
Book / Page	702 / 396
Map Reference	MB 81 PG 316
Instrument Date	Jun 9, 2022
Instrument	22-1279
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 ROSS LN, BLUEMONT, VA 20135-4841

Mortgage

Document Number	221280702398
Date	Jun 15, 2022
Instrument	22-1280702398

Lender

Name	CITY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.45%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARKE VA
Recording Date	Oct 3, 2019
Property Address	138 ROSS LN, BLUEMONT, VA 20135-4841
Document Number	645/645
Book / Page	645
Instrument Date	Oct 2, 2019
Instrument	19-1695
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 ROSS LN, BLUEMONT, VA 20135-4841

Mortgage

Document Number	191696
Date	Oct 3, 2019
Instrument	19-1696

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 138 Ross Ln was $1,447, up 5.5% from the year before.

Source: Clarke County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Clarke County
Unified School District	Clarke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,447.00 (+5.54%)	$304,100 (-) Land $145,000 Building $159,100
2025	$1,371.00	$304,100 Land $145,000 Building $159,100	$304,100 (-) Land $145,000 Building $159,100
2024			$304,100 (+33.79%) Land $145,000 Building $159,100
2023		$227,300 Land $116,000 Building $111,300	$227,300 Land $116,000 Building $111,300
2022	$1,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Ross Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Ross Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: All Points Broadband, AT&T, Verizon, Xfinity.

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