197 River Run, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 197 River Run, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1989
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,599 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage
APN	`1100-00030`

Property Details

APN / Parcel Number

Primary APN	`1100-00030`
Alternative APNs	`HARD M:1100 B:0000 L:0003-0` `M:1100 B:0000 L:0003=0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,904 sqft (1.49 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1100-00030
Street Address	197 RIVER RUN
City	GILBERTVILLE
State	MA
Zip	01031-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	3-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1088
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 232, GILBERTVILLE, MA 01031-0232
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Dec 31, 2019	Quit Claim Deed, Transfer · FHA Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 26, 2019
Transfer Doc	61689-175
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	197 RIVER RUN, GILBERTVILLE, MA 01031-8902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63674-363
Date	Nov 4, 2020
Book Page	63674/363
Instrument	133946

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Dec 31, 2019
Property Address	197 RIVER RUN, GILBERTVILLE, MA 01031-8902
Document Number	61689-175
Book / Page	61689 / 175
Instrument Date	Dec 26, 2019
Instrument	144319
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	197 RIVER RUN, GILBERTVILLE, MA 01031-8902

Mortgage

Document Number	61689-179
Date	Dec 31, 2019
Book Page	61689/179
Instrument	144320

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,599.00 (+6.07%)	$282,500 (+9.5%) Land $42,400 Building $239,300	$308,970 (+3.48%)
2025	$3,393.00 (+4.21%)	$258,000 (-) Land $42,400 Building $215,600	$298,585 (+5.01%)
2024	$3,256.00 (+2.91%)	$258,000 (+8.45%) Land $42,400 Building $215,600	$284,335
2023	$3,164.00	$237,900 Land $40,400 Building $197,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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