197 River Rd, Edgemoor (Wilmington), DE 19809 Property Records

New Castle County property record for 197 River Rd, Edgemoor, DE 19809

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,302 sqft · built 1955
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Oct 2020)
Tax Bill$2,621 (2025)
Deeds & MortgagesOct 2023 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-146.00-216

Property Details

APN / Parcel Number

Primary APN06-146.00-216

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,302 sqft Living Area
1st Floor Area651 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleOld Style
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions150 ft deep x 39 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address197 RIVER RD
CityEDGEMOOR
StateDE
Zip19809-3207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC6.5
Legal SubdivisionGORDON HEIGHTS
Legal Lot Number6P168
JurisdictionNEW CASTLE DE
Township / Civil DivisionBRANDYWINE
Census Block Group1
Census Block1002
Census Tract10703

Owner

Source: New Castle County records · APN 06-146.00-216

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address197 RIVER RD, EDGEMOOR, DE 19809-3207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 18, 2022Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Sep 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Oct 19, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Deed Document Number202091891
Prior Transfer DateJan 31, 2006
Prior Transfer Doc0000019215
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address197 RIVER RD, EDGEMOOR, DE 19809-3207
Transaction TypeMortgage
Record UpdatedOct 19, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 RIVER RD, EDGEMOOR, DE 19809-3207

Mortgage

Document Number0000067473
DateOct 10, 2023
Instrument20231010-0067473
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueSep 01, 2063

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateMay 18, 2022
Property Address197 RIVER RD, EDGEMOOR, DE 19809-3207
Document Number0000052914
Map ReferenceMF 259
Instrument DateMay 16, 2022
Instrument20220518-0052914
Transaction TypeTransfer
Record UpdatedMay 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 RIVER RD, EDGEMOOR, DE 19809-3207

Mortgage

Document Number0000052918
DateMay 18, 2022
Instrument20220518-0052918
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address197 RIVER RD, EDGEMOOR, DE 19809-3207
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046258
DateSep 07, 2017
Instrument20170907-0046258
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term228 Months
DueSep 01, 2036

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEW CASTLE DE
Recording DateOct 19, 2020
Property Address197 RIVER RD, EDGEMOOR, DE 19809-3207
Document Number0000091891
Instrument DateAug 18, 2020
Instrument91891
Transaction TypeTransfer
Record UpdatedNov 05, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,625.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6 VANLYN CT WILMINGTON DE 198051339, WILMINGTON, DE 19805-1339

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictBrandywine School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,621.00 (+59.33%)$337,100 (+632.83%) Land $77,400 Building $259,700
2024$307,260
2023$1,645.00$46,000 Land $7,700 Building $38,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 667 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWILMINGTON WATER DEPARTMENT
serves 107,976 people
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on River Rd

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