195 River Rd, Edgemoor (Wilmington), DE 19809 Property Records

New Castle County property record for 195 River Rd, Edgemoor, DE 19809

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,505 sqft · built 1955
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Apr 2019)
Tax Bill$2,598 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-146.00-215

Property Details

APN / Parcel Number

Primary APN06-146.00-215

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,505 sqft Living Area
1st Floor Area1,505 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions170 ft deep x 83 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Street Address195 RIVER RD
CityEDGEMOOR
StateDE
Zip19809-3207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC6.5
Legal SubdivisionGORDON HEIGHTS
Legal Lot NumberP7
JurisdictionNEW CASTLE DE
Township / Civil DivisionBRANDYWINE
Census Block Group1
Census Block1002
Census Tract10703

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address195 RIVER RD, EDGEMOOR, DE 19809-3207
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 7, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 2, 2019Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2019 · Amount on Record
Deed SaleApr 2, 2019 · Amount on Record
Prior SaleOct 14, 2014 · Amount on Record
Deed Document Number201923423
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address195 RIVER RD, EDGEMOOR, DE 19809-3207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000100033
DateNov 6, 2020
Instrument20201106-0100033
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address195 RIVER RD, EDGEMOOR, DE 19809-3207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001557
DateJan 7, 2020
Instrument20200107-0001557
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateApr 2, 2019
Property Address195 RIVER RD, EDGEMOOR, DE 19809-3207
Document Number0000023423
Instrument DateMar 29, 2019
Instrument20190402-0023423
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address195 RIVER RD, EDGEMOOR, DE 19809-3207

Mortgage

Document Number0000023427
DateApr 2, 2019
Instrument20190402-0023427
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictBrandywine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,598.00 (+20.89%)$334,200 (+456.07%) Land $77,400 Building $256,800
2024$265,230
2023$2,149.00$60,100 Land $10,200 Building $49,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMINGTON WATER DEPARTMENT
serves 107,976 people · EPA ID DE0000663
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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