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197 River Dee Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 197 River Dee Dr, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,452 sqft · built 2012
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$339,900 (Jun 2018)
Tax Bill$6,867 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN009762-0050

Property Details

APN / Parcel Number

Primary APN009762-0050

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,452 sqft Living Area
Gross Area3,914 sqft
1st Floor Area1,526 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area289 sqft
Patio Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address197 RIVER DEE DR
CitySAINT JOHNS
StateFL
Zip32259-6954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60/58-78 ABERDEEN (DR HORTON-PHASE 1) LOT 5 OR4563/1786
Legal Range27E
Legal Township05S
Legal Section03
Legal SubdivisionABERDEEN (DR HORTON-PHASE 1)
Legal Phase1
Legal Block1
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1008
Census Tract20809

Owner

Source: St. Johns County records · APN 009762-0050

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address197 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 07, 2019Deed of Trust, Mortgage · Conventional with PMI
PROSPERITY HM MTG
Jun 15, 2018Warranty Deed, Transfer · Conventional with PMI
NEIGHBORHOOD LOANS
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2018 · Amount on Record
Deed SaleJun 15, 2018 · Amount on Record
Deed Document Number201842034
Deed Book / Page4563 / 1786
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address197 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Transaction TypeMortgage
Record UpdatedJul 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 RIVER DEE DR, FRUIT COVE, FL 32259-6954

Mortgage

Document Number0057781585
DateJun 21, 2023
Book Page5778/1585
Instrument2023048076
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 12, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address197 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Document Number0048141683
Instrument DateOct 07, 2019
Transaction TypeMortgage
Record UpdatedNov 01, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 RIVER DEE DR ST JOHNS FL 322596954, ST JOHNS, FL 32259-6954

Mortgage

Document Number0048141683
DateOct 17, 2019
Book Page004814/001683
Instrument77380
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 16, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 15, 2018
Property Address197 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Document Number0045631786
Book / Page004563 / 001786
Instrument DateJun 14, 2018
Instrument42034
Transaction TypeTransfer
Record UpdatedFeb 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,379.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 RIVER DEE DR ST JOHNS FL 322596954, ST JOHNS, FL 32259-6954

Mortgage

Document Number45631787
DateJun 15, 2018
Book Page004563/001787
Instrument42035
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 14, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address197 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Document Number0044701134
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedFeb 04, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 RIVER DEE DR ST JOHNS FL 322596954, ST JOHNS, FL 32259-6954

Mortgage

Document Number0044701134
DateDec 01, 2017
Book Page004470/001134
Instrument81495
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$357,190 (+2.7%)$478,698 (-5.61%) Land $110,000 Building $368,698
2025$6,867.00 (+10.72%) Homeowner's exemption$347,799 (+2.9%)$507,138 (+0.23%) Land $110,000 Building $397,138
2024$6,202.00 (+1.27%) Homeowner's exemption$337,997 (+3%)$505,956 (-1.87%) Land $115,000 Building $390,956
2023$6,124.00 (+2.55%) Homeowner's exemption$328,152 (+3%)$515,576 (+14.64%) Land $104,000 Building $411,576
2022$5,972.00 Homeowner's exemption$318,594$449,749 Land $84,000 Building $365,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 55 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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