181 River Dee Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 181 River Dee Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,794 sqft · built 2014
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jan 2025)
Tax Bill	$7,615 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009762-0010`

Property Details

APN / Parcel Number

Primary APN	`009762-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	1,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	162 sqft
Patio Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	181 RIVER DEE DR
City	SAINT JOHNS
State	FL
Zip	32259-6954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60/58-78 ABERDEEN (DR HORTON - PHASE 1) LOT 1 OR6084/987
Legal Range	27E
Legal Township	05S
Legal Section	03
Legal Subdivision	ABERDEEN (DR HORTON-PHASE 1)
Legal Phase	1
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1008
Census Tract	20809

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEACHERS FCU
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 14, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	20253580
Deed Book / Page	6084 / 987
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954

Mortgage

Document Number	0053101704
Date	Jul 6, 2021
Book Page	5310/1704
Instrument	2021074902

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954

Mortgage

Document Number	0056371752
Date	Sep 21, 2022
Book Page	5637/1752
Instrument	2022090207

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954

Mortgage

Document Number	0051191480
Date	Dec 9, 2020
Book Page	5119/1480
Instrument	2020112025

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 14, 2019
Property Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954
Document Number	0047240240
Book / Page	4724 / 0240
Map Reference	MB 60 PG 58-78
Instrument Date	May 10, 2019
Instrument	2019033277
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1065 MEADOW VIEW LN, 1065, SAINT AUGUSTINE, FL 32092-1055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIVER DEE DR, SAINT JOHNS, FL 32259-6954

Mortgage

Document Number	2019033278
Date	May 14, 2019
Instrument	2019033278

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,697 (-1.62%) Land $110,000 Building $248,697	$358,697 (-1.62%) Land $110,000 Building $248,697
2025	$7,615.00 (+52.33%) Homeowner's exemption	$364,598 (+50.62%)	$364,598 (+1.37%) Land $110,000 Building $254,598
2024	$4,999.00 (+1.15%) Homeowner's exemption	$242,070 (+3%)	$359,658 (+0.23%) Land $115,000 Building $244,658
2023	$4,942.00 (+2.64%) Homeowner's exemption	$235,019 (+3%)	$358,843 (+15.15%) Land $104,000 Building $254,843
2022	$4,815.00 Homeowner's exemption	$228,174	$311,636 Land $84,000 Building $227,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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