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197 Rigging Guard Way, Florence, SC 29505 Property Records

Florence County property record for 197 Rigging Guard Way, Florence, SC 29505

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,495 sqft · built 2022
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Oct 2024)
Tax Bill$5,424 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN00153-01-263

Property Details

APN / Parcel Number

Primary APN00153-01-263

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,495 sqft Living Area
1st Floor Area1,495 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Garage Area400 sqft

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Street Address197 RIGGING GUARD WAY
CityFLORENCE
StateSC
Zip29505-5285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLERIDGE 1 LOT 2
Legal SubdivisionSADDLERIDGE PHASE I
Legal Lot Number2
JurisdictionFLORENCE SC
Township / Civil DivisionDANWOOD
Census Block Group1
Census Block1013
Census Tract1505

Owner

197 Rigging Guard Way is owned and occupied by two individuals who bought it in October 2024.

Source: Florence County records, as of June 5, 2026

Owner of Record2 Individual Names on File
Mailing Address197 RIGGING GUARD WAY, FLORENCE, SC 29505-5285
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
May 21, 2021Deed, Construction Loan

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2024 · Amount on File
Deed SaleOct 3, 2024 · Amount on File
Prior SaleMar 31, 2022 · Amount on File
Deed Document Number202412742
Deed Book / Page1122 / 1971
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateMar 31, 2022
Property Address197 RIGGING GUARD WAY, FLORENCE, SC 29505-5285
Document Number0009841968
Book / Page984 / 1968
Map ReferenceMB 107 PG 678
Instrument DateMar 30, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 RIGGING GUARD WAY, FLORENCE, SC 29505-5285

Mortgage

Document Number0009841973
DateMar 31, 2022
Instrument984/1973
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

May 2021: Deed, Construction Loan

Document TypeDeed
JurisdictionFLORENCE SC
Recording DateMay 21, 2021
Property Address197 RIGGING GUARD WAY, FLORENCE, SC 29505-5285
Document Number0009231861
Book / Page923 / 1861
Instrument DateMay 14, 2021
Transaction TypeConstruction Loan
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2511, FLORENCE, SC 29503-2511
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 197 Rigging Guard Way was $5,424.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
MunicipalityFlorence City
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,424.00$9,693 Land $1,080 Building $8,613$242,338 Land $27,000 Building $215,338
2023$1,029.00 (+743.44%) Homeowner's exemption$9,161,814 (+848,216.11%) Land $1,080,000 Building $8,081,814$22,904,537 (+84,731.62%) Land $2,700,000 Building $20,204,537
2022$122.00 Homeowner's exemption$1,080 Land $1,080$27,000 Land $27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 197 Rigging Guard Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims11 (2015–2020)
Claims Outside the SFHA11 of 11
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Rigging Guard Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 61% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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