189 Rigging Guard Way, Florence, SC 29505 Property Records

Florence County property record for 189 Rigging Guard Way, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Feb 2022)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00153-01-265`

Property Details

APN / Parcel Number

Primary APN	`00153-01-265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	189 RIGGING GUARD WAY
City	FLORENCE
State	SC
Zip	29505-5285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLERIDGE 1 LOT 4
Legal Subdivision	SADDLERIDGE PHASE I
Legal Lot Number	4
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	1
Census Block	1013
Census Tract	1505

Owner

189 Rigging Guard Way is owned and occupied by an individual who bought it in February 2022.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	189 RIGGING GUARD WAY, FLORENCE, SC 29505-5285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 15, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GENEVA FINANCIAL LLC
May 21, 2021	Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	May 21, 2021 · Amount on File
Deed Document Number	20222284
Deed Book / Page	976 / 839
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	189 RIGGING GUARD WAY, FLORENCE, SC 29505-5285
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 RIGGING GUARD WAY, FLORENCE, SC 29505-5285

Mortgage

Document Number	0010651333
Date	Aug 31, 2023
Book Page	1065/1333
Instrument	2023-00011253

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Feb 15, 2022
Property Address	189 RIGGING GUARD WAY, FLORENCE, SC 29505-5285
Document Number	0009760839
Book / Page	976 / 839
Map Reference	MB 107 PG 678
Instrument Date	Feb 11, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 RIGGING GUARD WAY, FLORENCE, SC 29505-5285

Mortgage

Document Number	0000976844
Date	Feb 15, 2022
Instrument	976/844

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	May 21, 2021
Property Address	189 RIGGING GUARD WAY, FLORENCE, SC 29505-5285
Document Number	0009231861
Book / Page	923 / 1861
Instrument Date	May 14, 2021
Transaction Type	Construction Loan
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2511, FLORENCE, SC 29503-2511
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 189 Rigging Guard Way was $1,009.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00	$7,911 Land $1,080 Building $6,831	$197,787 Land $27,000 Building $170,787
2023	$4,285.00 (+649.13%) Additional exemption filed	$7,904,159 (+731,766.57%) Land $1,080,000 Building $6,824,159	$19,760,398 (+73,086.66%) Land $2,700,000 Building $17,060,398
2022	$572.00 Additional exemption filed	$1,080 Land $1,080	$27,000 Land $27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 189 Rigging Guard Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (2015–2020)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Rigging Guard Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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