197 Ridge Ln, Bailey, CO 80421 Property Records

Park County property record for 197 Ridge Ln, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,129 sqft · built 2004
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Aug 2001)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0015465`

Property Details

APN / Parcel Number

Primary APN	`R0015465`
Alternative APN	`15465`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,129 sqft Living Area
1st Floor Area	1,709 sqft
2nd Floor Area	1,420 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	137,650 sqft (3.16 acres)
Terrain	Other
View / Lot	Good
Porch	Porch
Porch Area	577 sqft
Deck Area	138 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	15465
Street Address	197 RIDGE LN
City	BAILEY
State	CO
Zip	80421-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S25 NW4 ELKHORN ACRES UNIT 2 LOT 110
Legal Range	73
Legal Township	06
Legal Section	25
Legal Quarter	NW
Legal Subdivision	ELKHORN ACRES
Legal Block	2
Legal Lot Number	110
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1007
Census Tract	102

Owner

Source: Park County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	197 RIDGE LN, BAILEY, CO 80421-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2001 · Amount on File
Deed Sale	Aug 7, 2001 · Amount on File
Deed Document Number	0000549066
Last Transfer Date	Jun 7, 2007
Transfer Doc	0000641361
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	197 RIDGE LN, BAILEY, CO 80421-1123
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000779910
Date	May 27, 2021
Instrument	779910

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Jun 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	197 RIDGE LN, BAILEY, CO 80421-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000733147
Date	Feb 28, 2017
Instrument	733147

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	197 RIDGE LN, BAILEY, CO 80421-1123
Document Number	0000766545
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 RIDGE LN BAILEY CO 804211123, BAILEY, CO 80421-1123

Mortgage

Document Number	0000766545
Date	Jun 18, 2020
Instrument	766545

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2035

Tax Assessment & Valuation

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (+10.27%)	$38,940 (+0.23%) Land $6,980 Building $31,960	$622,886 (-1.89%) Land $111,603 Building $511,283
2023	$2,260.00 (-2.46%)	$38,850 (+6.15%) Land $10,150 Building $28,700	$634,881 (+20.54%) Land $165,938 Building $468,943
2022	$2,317.00	$36,600 Land $7,340 Building $29,260	$526,683 Land $105,608 Building $421,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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