106 Ridge Ln, Bailey, CO 80421 Property Records

Park County property record for 106 Ridge Ln, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 2,692 sqft · built 1993
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Oct 2019)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0016690`

Property Details

APN / Parcel Number

Primary APN	`R0016690`
Alternative APN	`16690`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,692 sqft Living Area
1st Floor Area	1,086 sqft
2nd Floor Area	1,606 sqft
Attic Area	434 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	80,586 sqft (1.85 acres)
Terrain	Other
View / Lot	Good
Garage Type	Built-in
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Porch Area	458 sqft
Deck Area	442 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16690
Street Address	106 RIDGE LN
City	BAILEY
State	CO
Zip	80421-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S25 NE4 ELKHORN ACRES UNIT 2 LOT 126
Legal Range	73
Legal Township	06
Legal Section	25
Legal Quarter	NE
Legal Subdivision	ELKHORN ACRES
Legal Block	2
Legal Lot Number	126
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1007
Census Tract	102

Owner

106 Ridge Ln is owned and occupied by an individual who bought it in October 2019.

Source: Park County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	106 RIDGE LN, BAILEY, CO 80421-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 5, 2017	Warranty Deed, Transfer LAND TITLE
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Document Number	759528
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	106 RIDGE LN, BAILEY, CO 80421-1123
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000782299
Date	Jul 28, 2021
Instrument	782299

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	106 RIDGE LN, BAILEY, CO 80421-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000741471
Date	Nov 27, 2017
Instrument	741471

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Oct 1, 2019
Property Address	106 RIDGE LN, BAILEY, CO 80421-1123
Document Number	0000759528
Instrument Date	Sep 30, 2019
Instrument	759528
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 RIDGE LN, BAILEY, CO 80421-1123

Mortgage

Document Number	0000759529
Date	Oct 1, 2019
Instrument	759529

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Oct 5, 2017
Property Address	106 RIDGE LN, BAILEY, CO 80421-1123
Document Number	0000739977
Instrument Date	Oct 4, 2017
Instrument	739977
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 RIDGE LN BAILEY CO 804211123, BAILEY, CO 80421-1123

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	106 RIDGE LN, BAILEY, CO 80421-1123
Document Number	0000736853
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIDGE LN BAILEY CO 804211123, BAILEY, CO 80421-1123

Mortgage

Document Number	0000736853
Date	Jun 29, 2017
Instrument	736853

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 106 Ridge Ln was $3,410.

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00	$53,270 Land $6,200 Building $47,070	$852,388 Land $99,242 Building $753,146
2023	$2,729.00 (+4.2%)	$46,910 (+13.36%) Land $9,050 Building $37,860	$755,164 (+26.82%) Land $145,677 Building $609,487
2022	$2,619.00	$41,380 Land $5,360 Building $36,020	$595,466 Land $77,161 Building $518,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Ridge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Ridge Ln is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Ln

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