Okaloosa County property record for 197 Ridge Dr, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1979 |
| Lot Size | 0.822 acres (35,808 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,000 (Jun 2021) |
| Tax Bill | $2,745 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-2014-3 |
| Primary APN | C56-000-593-2014-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,596 sqft Heated Area |
| Gross Area | 2,468 sqft |
| 1st Floor Area | 1,596 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 35,808 sqft (0.822 acres) |
| Lot Width | 180 ft Width |
| Garage Type | Finished |
| Garage Area | 560 sqft |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 197 RIDGE DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JACK KENNEDY 1ST ADD LOTS 28, 29 & 30 BLK 5 LESS THE SOUTH 75 FT OF EACH LOT |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 08 |
| Legal Subdivision | KENNEDY JACK S/D 1ST ADDN |
| Legal Block | 5 |
| Legal Lot Number | 28-30 29 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 20500 |
Source: Okaloosa County records · APN C56-000-593-2014-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 RIDGE DR, CRESTVIEW, FL 32536-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALL IN FCU |
| Jan 15, 2020 | Warranty Deed, Transfer · Commercial Mortgage CCB COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 3464320 |
| Deed Book / Page | 3554 / 728 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 197 RIDGE DR, CRESTVIEW, FL 32536-2121 |
| Document Number | 0035540728 |
| Book / Page | 3554 / 728 |
| Map Reference | MB 2 PG 104 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 3464320 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | OLD SOUTH LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,771.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3253 AUBURN RD, 3253, CRESTVIEW, FL 32539-7251 |
| Name | Verified Name |
|---|---|
| Address | 197 RIDGE DR, CRESTVIEW, FL 32536-2121 |
| Document Number | 3554730 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 3554/730 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 15, 2020 |
| Property Address | 197 RIDGE DR, CRESTVIEW, FL 32536-2121 |
| Document Number | 0034383486 |
| Book / Page | 3438 / 3486 |
| Map Reference | MB 2 PG 104 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 3330398 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 BRAWOOD DR, 309, MOBILE, AL 36608-1535 |
| Name | Verified Name |
|---|---|
| Address | 3253 AUBURN RD, CRESTVIEW, FL 32539-7251 |
| Document Number | 0034383487 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 3438/3487 |
| Name | CCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,745.00 (-17.22%) Homeowner's exemption | $214,952 (-12.82%) | $217,919 (-11.61%) Land $38,752 Building $179,167 |
| 2023 | $3,316.00 (+98.44%) Homeowner's exemption | $246,552 (+71.11%) Land $54,873 Building $191,679 | $246,552 (+71.11%) Land $54,873 Building $191,679 |
| 2022 | $1,671.00 Homeowner's exemption | $144,088 Land $51,283 Building $92,805 | $144,088 Land $51,283 Building $92,805 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LiveOak Fiber.
Based on FCC filings for 205 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures