195 Ridge Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 195 Ridge Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,423 sqft · built 2017
Lot Size	0.227 acres (9,920 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Oct 2020)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-092-6368-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-092-6368-1`
Alternative APN	`08-3N-23-1381-0005-025A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,423 sqft Heated Area
Gross Area	3,301 sqft
1st Floor Area	2,423 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,920 sqft (0.227 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	293 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	195 RIDGE DR
City	CRESTVIEW
State	FL
Zip	32536-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACK KENNEDY 1ST ADD THE N 124FT OF LOTS 25 THRU 27 BLK 5
Legal Range	23
Legal Township	03N
Legal Section	08
Legal Subdivision	KENNEDY JACK S/D 1ST ADDN
Legal Block	5
Legal Lot Number	25-27
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1051
Census Tract	20500

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	195 RIDGE DR, CRESTVIEW, FL 32536-2121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Oct 5, 2020	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	3395893
Deed Book / Page	3496 / 1712
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	195 RIDGE DR, CRESTVIEW, FL 32536-2121
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036180395
Date	Apr 25, 2022
Book Page	3618/395
Instrument	3544832

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Apr 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 5, 2020
Property Address	195 RIDGE DR, CRESTVIEW, FL 32536-2121
Document Number	0034961712
Book / Page	3496 / 1712
Map Reference	MB 2 PG 104
Instrument Date	Sep 28, 2020
Instrument	3395893
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 RIDGE DR, 195, CRESTVIEW, FL 32536-2121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RIDGE DR, CRESTVIEW, FL 32536-2121

Mortgage

Document Number	0034961714
Date	Oct 5, 2020
Instrument	3496/1714

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00 (+4.85%) Homeowner's exemption	$296,567 (+5.99%)	$391,446 (-4.36%) Land $51,670 Building $339,776
2023	$3,854.00 (+2.83%) Homeowner's exemption	$279,815 (+3%)	$409,270 (+6.67%) Land $43,899 Building $365,371
2022	$3,748.00 Homeowner's exemption	$271,665	$383,661 Land $41,027 Building $342,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

Nearby Properties on Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures