Habersham County property record for 197 Refuge Ter, Mount Airy, GA 30563
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1998 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Nov 2007) |
| Tax Bill | $1,705 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 134 019 |
| Primary APN | 134 019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| Gross Area | 1,476 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 415269 |
|---|---|
| Street Address | 197 REFUGE TER |
| City | MOUNT AIRY |
| State | GA |
| Zip | 30563-3705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-176 TRK 1 & 2 PB39-146830-143 |
| Legal Tract | 1-2 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 400 |
197 Refuge Ter is owned by an individual who bought it in November 2007.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5975 DICKS HILL PKWY, MOUNT AIRY, GA 30563-3223 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2007 · Amount on File |
| Deed Sale | Nov 1, 2007 · Amount on File |
| Deed Book / Page | 830 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 197 REFUGE TER, MOUNT AIRY, GA 30563-3705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 197 REFUGE TE, GA |
| Document Number | 0000001178/0000000303 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 0000001178/0000000303 |
| Name | SOUTHERN BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2021 |
The 2026 property tax bill for 197 Refuge Ter was $1,705.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,705.00 | $74,804 Land $6,000 Building $68,804 | $187,009 Land $15,000 Building $172,009 |
| 2023 | $1,211.00 (+14.79%) | $46,660 (+14.76%) Land $4,500 Building $42,160 | $116,650 (+14.76%) Land $11,250 Building $105,400 |
| 2022 | $1,055.00 | $40,660 Land $4,500 Building $36,160 | $101,650 Land $11,250 Building $90,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Refuge Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Refuge Ter is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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