Habersham County property record for 149 Refuge Ter, Mount Airy, GA 30563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,513 (2026) |
| Deeds & Mortgages | May 2024 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113 041C |
| Primary APN | 113 041C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,220 sqft Heated Area |
| Gross Area | 1,415 sqft |
| 1st Floor Area | 980 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | 110 sqft |
| Patio Area | 110 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 407799 |
|---|---|
| Street Address | 149 REFUGE TER |
| City | MOUNT AIRY |
| State | GA |
| Zip | 30563-3705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-176 LT 3 PB 44-159 404-109 |
| Legal Subdivision | REFUGE TERRACE |
| Legal Lot Number | 3 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 400 |
149 Refuge Ter is owned and occupied by an individual.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 149 REFUGE TER, MOUNT AIRY, GA 30563-3705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2024 | Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 149 REFUGE TER, MOUNT AIRY, GA 30563-3705 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 149 REFUGE TE |
| Document Number | 0000001365/0000000718 |
|---|---|
| Date | May 13, 2024 |
| Book Page | 0000001365/0000000718 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 149 REFUGE TER, MOUNT AIRY, GA 30563-3705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 149 REFUGE TE |
| Document Number | 0000001236/0000001078 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 0000001236/0000001078 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2040 |
The 2026 property tax bill for 149 Refuge Ter was $1,513 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,513.00 Homeowner's exemption | $79,260 Land $6,000 Building $73,260 | $198,150 Land $15,000 Building $183,150 |
| 2023 | Homeowner's exemption | $47,856 (+14.58%) Land $5,400 Building $42,456 | $119,640 (+14.58%) Land $13,500 Building $106,140 |
| 2022 | Homeowner's exemption | $41,768 Land $5,400 Building $36,368 | $104,420 Land $13,500 Building $90,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 149 Refuge Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Refuge Ter is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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