197 Randall Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 197 Randall Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1993
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Jun 1993)
Tax Bill	$14,055 (2026)
Deeds & Mortgages	Aug 2023 Sale Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12 000010`

Property Details

APN / Parcel Number

Primary APN	`R-12 000010`
Alternative APNs	`STOW M:000R-12 P:010` `M:000R=12 P:010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-12 000010
Street Address	197 RANDALL RD
City	STOW
State	MA
Zip	01775-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	PART LAMPINEN FARM
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2045
Census Tract	323101

Owner

197 Randall Rd is owned and occupied by two individuals who acquired it in May 2023.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 RANDALL RD, STOW, MA 01775-1418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed, Transfer
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage ST MARY'S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 1993 · Amount on File
Deed Sale	Jun 29, 1993 · Amount on File
Prior Sale	Sep 7, 1990 · Amount on File
Last Transfer Date	May 26, 2023
Transfer Doc	081864-515
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STOW MA
Recording Date	Aug 7, 2023
Property Address	197 RANDALL RD, STOW, MA 01775-1418
Document Number	081864-515
Book / Page	81864 / 515
Instrument Date	May 26, 2023
Instrument	88339
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RANDALL RD, STOW, MA 01775-1418

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	197 RANDALL RD, STOW, MA 01775-1418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74932-243
Date	Jun 22, 2020
Book Page	74932/243
Instrument	97016

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	197 RANDALL RD, STOW, MA 01775-1418
Document Number	72438-525
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RANDALL RD STOW MA 017751418, STOW, MA 01775-1418

Mortgage

Document Number	72438-525
Date	Apr 10, 2019
Book Page	072438/000525
Instrument	44270

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 9, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 197 Randall Rd was $14,055, up 14.2% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,055.00 (+14.16%)	$786,500 (+11.28%) Land $387,300 Building $399,200	$753,086 (+34.93%)
2025	$12,312.00 (+2.59%)	$706,800 (-0.06%) Land $368,900 Building $337,900	$558,125
2024	$12,001.00 (+6.12%)	$707,200 (+13.37%) Land $338,000 Building $369,200
2023	$11,309.00	$623,800 Land $306,800 Building $317,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Randall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Randall Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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