194 Randall Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 194 Randall Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,264 sqft · built 1958
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Mar 2002)
Tax Bill	$14,491 (2026)
Deeds & Mortgages	Oct 2021 Refinance Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12 000016`

Property Details

APN / Parcel Number

Primary APN	`R-12 000016`
Alternative APNs	`STOW M:000R-12 P:016` `M:000R=12 P:016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	4,996 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-12 000016
Street Address	194 RANDALL RD
City	STOW
State	MA
Zip	01775-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2044
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	194 RANDALL RD, STOW, MA 01775-1400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 4, 2019	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2002 · Amount on Record
Deed Sale	Mar 21, 2002 · Amount on Record
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	194 RANDALL RD, STOW, MA 01775-1400
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78825-493
Date	Oct 1, 2021
Book Page	78825/493
Instrument	217469

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	194 RANDALL RD, STOW, MA 01775-1400
Document Number	72437-437
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 RANDALL RD STOW MA 017751400, STOW, MA 01775-1400

Mortgage

Document Number	72437-437
Date	Apr 9, 2019
Book Page	072437/000437
Instrument	44137

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,491.00 (+13.59%)	$810,900 (+10.73%) Land $366,200 Building $444,700	$861,685 (-14.93%)
2025	$12,757.00 (+1.58%)	$732,300 (-1.04%) Land $348,700 Building $383,600	$1,012,890
2024	$12,558.00 (+25.12%)	$740,000 (+33.67%) Land $319,500 Building $420,500
2023	$10,037.00	$553,600 Land $290,500 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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