197 Phillips Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 197 Phillips Dr, Hampstead, MD 21074 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,860 sqft · built 1979
Lot Size0.945 acres (41,164 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jul 1996)
Tax Bill$5,008 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-026254

Property Details

APN / Parcel Number

Primary APN08-026254
Alternative APNs
  • 8026254
  • 026254

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,860 sqft Total Area
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area41,164 sqft (0.945 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area306 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number026254
Street Address197 PHILLIPS DR
CityHAMPSTEAD
StateMD
Zip21074-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 38 -41164 SQ FT PHILLIPS DR PLT 17-88 WOLF HILL SC 3
Legal SubdivisionWOLF HILL SEC 03
Legal Lot Number38
JurisdictionCARROLL MD
Township / Civil Division8, HAMPSTEAD
Census Block Group1
Census Block1011
Census Tract508200

Owner

Source: Carroll County records · APN 08-026254

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address197 PHILLIPS DR, HAMPSTEAD, MD 21074-2006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 1996 · Amount on Record
Deed SaleJul 29, 1996 · Amount on Record
Prior SaleJun 29, 1992 · Amount on Record
Deed Document Number1996247
Deed Book / Page1823 / 253
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address197 PHILLIPS DR, HAMPSTEAD, MD 21074-2006
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0090670250
DateJul 17, 2018
Book Page9067/0250
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$461,300 (+31.61%)$500,100 (+13.17%) Land $195,600 Building $304,500
2025$5,008.00 (+26.46%)
2023$3,960.00$350,500$441,900 Land $130,500 Building $311,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135082001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Phillips Dr

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