Carroll County property record for 194 Phillips Dr, Hampstead, MD 21074
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,080 sqft · built 1984 |
| Lot Size | 0.875 acres (38,115 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $291,000 (Jun 2018) |
| Tax Bill | $4,029 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-026238 |
| Primary APN | 08-026238 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 38,115 sqft (0.875 acres) |
| Garage Type | Detached |
| Garage Area | 1,000 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 026238 |
|---|---|
| Street Address | 194 PHILLIPS DR |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 36 - 38115 SQ FT 194 PHILLIPS DR 17-88 WOLF HILL SEC 3 |
| Legal Subdivision | WOLF HILL SEC 03 |
| Legal Lot Number | 36 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 508200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 PHILLIPS DR, HAMPSTEAD, MD 21074-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Jun 6, 2018 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | Oct 25, 1984 · Amount on Record |
| Deed Book / Page | 9033 / 234 |
| Prior Transfer Date | Oct 22, 2013 |
| Prior Transfer Doc | 0075220392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 194 PHILLIPS DR, HAMPSTEAD, MD 21074-2007 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | DEFINITIVE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0094890058 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 9489/0058 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 6, 2018 |
| Property Address | 194 PHILLIPS DR, HAMPSTEAD, MD 21074-2007 |
| Document Number | 0090330234 |
| Book / Page | 9033 / 0234 |
| Map Reference | MB17 FO88 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SWAN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1103 SANBOURNE RD, GWYNN OAK, MD 21207-4941 |
| Document Number | 0009033240 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 9033/240 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,029.00 (+4.95%) Homeowner's exemption | $364,933 (+5.05%) | $400,000 (+15.14%) Land $190,000 Building $210,000 |
| 2025 | $3,839.00 (+9.78%) Homeowner's exemption | $347,400 (+12.23%) Land $124,900 Building $222,500 | $347,400 (-) Land $124,900 Building $222,500 |
| 2023 | $3,497.00 Homeowner's exemption | $309,533 | $347,400 Land $124,900 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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