194 Phillips Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 194 Phillips Dr, Hampstead, MD 21074

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,080 sqft · built 1984
Lot Size0.875 acres (38,115 sqft)
Owner2 Individual Names on Record
Last Sale$291,000 (Jun 2018)
Tax Bill$4,029 (2026)
Deeds & MortgagesNov 2019 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-026238

Property Details

APN / Parcel Number

Primary APN08-026238
Alternative APNs
  • 8026238
  • 026238

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,080 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area38,115 sqft (0.875 acres)
Garage TypeDetached
Garage Area1,000 sqft
Parking Spaces3 Parking Spaces
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number026238
Street Address194 PHILLIPS DR
CityHAMPSTEAD
StateMD
Zip21074-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 36 - 38115 SQ FT 194 PHILLIPS DR 17-88 WOLF HILL SEC 3
Legal SubdivisionWOLF HILL SEC 03
Legal Lot Number36
JurisdictionCARROLL MD
Township / Civil Division8, HAMPSTEAD
Census Block Group1
Census Block1008
Census Tract508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address194 PHILLIPS DR, HAMPSTEAD, MD 21074-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC
Jun 6, 2018Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Prior SaleOct 25, 1984 · Amount on Record
Deed Book / Page9033 / 234
Prior Transfer DateOct 22, 2013
Prior Transfer Doc0075220392
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address194 PHILLIPS DR, HAMPSTEAD, MD 21074-2007
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyDEFINITIVE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094890058
DateNov 26, 2019
Book Page9489/0058
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJun 6, 2018
Property Address194 PHILLIPS DR, HAMPSTEAD, MD 21074-2007
Document Number0090330234
Book / Page9033 / 0234
Map ReferenceMB17 FO88
Instrument DateMay 24, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySWAN TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 SANBOURNE RD, GWYNN OAK, MD 21207-4941

Mortgage

Document Number0009033240
DateJun 6, 2018
Instrument9033/240
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,029.00 (+4.95%) Homeowner's exemption$364,933 (+5.05%)$400,000 (+15.14%) Land $190,000 Building $210,000
2025$3,839.00 (+9.78%) Homeowner's exemption$347,400 (+12.23%) Land $124,900 Building $222,500$347,400 (-) Land $124,900 Building $222,500
2023$3,497.00 Homeowner's exemption$309,533$347,400 Land $124,900 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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