197 Pershing Rd, Englewood Cliffs, NJ 07632 Property Records

Bergen County and Englewood Cliffs Borough property record for 197 Pershing Rd, Englewood Cliffs, NJ 07632

Property Summary

Property Type	Single Family Home
Details	3,913 sqft · built 1983
Lot Size	0.411 acres (17,899 sqft)
Owner	2 Individual Names on File
Last Sale	$2,600,000 (Oct 2023)
Tax Bill	$17,875 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00701-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`16-00701-0000-00025`
Alternative APN	`160070100025`

Interior

Building Area	3,913 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	17,899 sqft (0.411 acres)
Lot Dimensions	179 ft deep x 100 ft wide

Location & Zoning

Street Address	197 PERSHING RD
City	ENGLEWOOD CLIFFS
State	NJ
Zip	07632-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	100X179
Legal Subdivision	ENGLEWOOD CLIFFS
Legal Block	701
Legal Lot Number	25
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD CLIFFS
Census Block Group	2
Census Block	2001
Census Tract	16000

Owner

197 Pershing Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 20, 2019	Deed of Trust, Mortgage · ARM CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Feb 24, 2009 · Amount on File
Deed Document Number	202365086
Deed Book / Page	5097 / 370
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 3, 2023
Property Address	197 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914
Document Number	0050970370
Book / Page	5097 / 370
Instrument Date	Sep 22, 2023
Instrument	2023065086
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	UNITED LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 ROBERTS RD, ENGLEWOOD CLIFFS, NJ 07632-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914

Mortgage

Document Number	2023065087
Date	Oct 3, 2023
Instrument	2023065087

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.9%
Max Rate	11.9%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	197 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033531980
Date	Sep 20, 2019
Book Page	3353/1980
Instrument	2019-062331.01

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2029
Index	1-Month LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 197 Pershing Rd was $17,875, up 0.9% from the year before.

Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood Cliffs Borough
Unified School District	Englewood Cliffs Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,534,300 (-) Land $1,186,700 Building $347,600	$1,534,300 (-) Land $1,186,700 Building $347,600
2025	$17,875.00 (+0.87%)	$1,534,300 Land $1,186,700 Building $347,600	$1,534,300 Land $1,186,700 Building $347,600
2024	$17,721.00
2023		$1,460,600 (-) Land $1,186,700 Building $273,900	$1,460,600 (-) Land $1,186,700 Building $273,900
2022	$16,402.00 (-0.09%)	$1,460,600 Land $1,186,700 Building $273,900	$1,460,600 Land $1,186,700 Building $273,900
2021	$16,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Pershing Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1984)
Most Recent Claim	Mar 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Pershing Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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