185 Pershing Rd, Englewood Cliffs, NJ 07632 Property Records

Bergen County and Englewood Cliffs Borough property record for 185 Pershing Rd, Englewood Cliffs, NJ 07632

Property Summary

Property Type	Single Family Home
Details	6,513 sqft · built 1985
Lot Size	0.642 acres (27,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Jun 2018)
Tax Bill	$20,388 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-00701-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`16-00701-0000-00006`
Alternative APN	`160070100006`

Interior

Building Area	6,513 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	27,966 sqft (0.642 acres)
Lot Dimensions	177 ft deep x 158 ft wide

Location & Zoning

Street Address	185 PERSHING RD
City	ENGLEWOOD CLIFFS
State	NJ
Zip	07632-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	158X177
Legal Block	701
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD CLIFFS
Census Block Group	2
Census Block	2001
Census Tract	16000

Owner

Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · ARM M & T BANK
Jan 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED NATIONS FCU
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jun 25, 2018	Deed with Mortgage, Transfer NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	201818-044170
Deed Book / Page	2975 / 1183
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	185 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034021020
Date	Nov 12, 2019
Book Page	3402/1020
Instrument	2019-076398.01

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Nov 1, 2029
Index	1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	185 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034741728
Date	Jan 24, 2020
Book Page	3474/1728
Instrument	2020007688

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	185 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914
Document Number	0030950861
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	ISGN RECORDING DEPT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 PERSHING RD ENGLEWOOD CLIFFS NJ 076321914, ENGLEWOOD CLIFFS, NJ 07632-1914

Mortgage

Document Number	0030950861
Date	Oct 30, 2018
Book Page	003095/000861
Instrument	77376

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate

June 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jun 25, 2018
Property Address	185 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1914
Document Number	0029751183
Book / Page	002975 / 001183
Instrument Date	Apr 25, 2018
Instrument	44170
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 PERSHING RD ENGLEWOOD CLIFFS NJ 076321914, ENGLEWOOD CLIFFS, NJ 07632-1914

Mortgage

Document Number	29751191
Date	Jun 25, 2018
Book Page	002975/001191
Instrument	44170

Lender

Name	NJ LENDERS
Address	219 PATERSON AVE, LITTLE FALLS, NJ 07424-1657

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood Cliffs Borough
Unified School District	Englewood Cliffs Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,750,000 (-) Land $1,359,700 Building $390,300	$1,750,000 (-) Land $1,359,700 Building $390,300
2025	$20,388.00 (+0.87%)	$1,750,000 (-) Land $1,359,700 Building $390,300	$1,750,000 (-) Land $1,359,700 Building $390,300
2024	$20,212.00 (+2.85%)
2023		$1,750,000 Land $1,359,700 Building $390,300	$1,750,000 Land $1,359,700 Building $390,300
2022	$19,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1984)
Most Recent Claim	Mar 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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