Rabun County property record for 197 Orme St, Clayton, GA 30525 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,620 sqft · built 2006 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jan 2020) |
| Tax Bill | $3,943 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C018-019M |
| Primary APN | C018-019M |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,620 sqft Heated Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 1,280 sqft |
| Finished Basement | 1,280 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 392 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 500 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 17682 |
|---|---|
| Street Address | 197 ORME ST |
| City | CLAYTON |
| State | GA |
| Zip | 30525-4276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 |
| Legal Lot Number | 9 |
| Jurisdiction | RABUN GA |
| Township / Civil Division | MOUNTAIN CITY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970103 |
Source: Rabun County records · APN C018-019M
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 N VALLEY ST, CLAYTON, GA 30525-2836 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK |
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FEDERAL CREDIT UNION |
| Jan 06, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 03, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2020 · Amount on Record |
| Deed Sale | Jan 03, 2020 · Amount on Record |
| Prior Sale | Oct 01, 2006 · Amount on Record |
| Deed Document Number | 20209 |
| Deed Book / Page | Y46 / 586 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RABUN GA |
| Property Address | 197 ORME ST, CLAYTON, GA 30525-4276 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 197 ORME ST, CLAYTON, GA 30525-4276 |
| Document Number | 000J500000000314 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 0000000J50/0000000314 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RABUN GA |
| Property Address | 197 ORME ST, CLAYTON, GA 30525-4276 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 197 ORME ST, CLAYTON, GA 30525-4276 |
| Document Number | 000N480000000048 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 0000000N48/0000000048 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RABUN GA |
| Recording Date | Jan 06, 2020 |
| Property Address | 197 ORME ST, CLAYTON, GA 30525-4276 |
| Document Number | 000Y460588 |
| Book / Page | 000Y46 / 000588 |
| Instrument Date | Jan 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 197 ORME ST CLAYTON GA 305254276, CLAYTON, GA 30525-4276 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RABUN GA |
| Recording Date | Jan 03, 2020 |
| Property Address | 197 ORME ST, CLAYTON, GA 30525-4276 |
| Document Number | 000Y460586 |
| Book / Page | Y46 / 586 |
| Instrument Date | Jan 03, 2020 |
| Instrument | 2020-000009 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 ORME ST, CLAYTON, GA 30525-4276 |
Source: Rabun County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Clayton City |
| County | Rabun County |
| Unified School District | Rabun County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,943.00 (+10.7%) | $167,628 (+22.73%) Land $17,600 Building $150,028 | $419,071 (+22.73%) Land $44,000 Building $375,071 |
| 2023 | $3,562.00 (-3.15%) | $136,581 (+2.99%) Land $15,400 Building $121,181 | $341,453 (+2.99%) Land $38,500 Building $302,953 |
| 2022 | $3,678.00 | $132,620 Land $15,400 Building $117,220 | $331,550 Land $38,500 Building $293,050 |
Source: FEMA National Flood Hazard Layer, Rabun County (13241C), updated April 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 54% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,020 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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