Rabun County property record for 195 Orme St, Clayton, GA 30525 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,502 sqft · built 2004 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (May 2021) |
| Tax Bill | $2,935 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C018-019E |
| Primary APN | C018-019E |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,502 sqft Heated Area |
| 1st Floor Area | 1,068 sqft |
| Upper Floors Area | 378 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 148 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 17489 |
|---|---|
| Street Address | 195 ORME ST |
| City | CLAYTON |
| State | GA |
| Zip | 30525-4276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 10 |
| Legal Tract | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | RABUN GA |
| Township / Civil Division | MOUNTAIN CITY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970103 |
Source: Rabun County records · APN C018-019E
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1921 SW 125TH AVE, MIRAMAR, FL 33027-2526 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| Jul 02, 2018 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on Record |
| Deed Sale | May 13, 2021 · Amount on Record |
| Prior Sale | Jul 02, 2018 · Amount on Record |
| Deed Document Number | 2021863 |
| Deed Book / Page | P48 / 428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RABUN GA |
| Recording Date | May 13, 2021 |
| Property Address | 195 ORME ST, CLAYTON, GA 30525-4276 |
| Document Number | 000P480428 |
| Book / Page | P48 / 428 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021-000863 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1921 SW 125TH AVE, MIRAMAR, FL 33027-2526 |
| Document Number | 000P480000000430 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 0000000P48/0000000430 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RABUN GA |
| Recording Date | Jul 02, 2018 |
| Property Address | 195 ORME ST, CLAYTON, GA 30525-4276 |
| Document Number | 000G450306 |
| Book / Page | G45 / 306 |
| Instrument Date | Jul 02, 2018 |
| Instrument | 2018-001078 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 85, WILEY, GA 30581-0085 |
| Document Number | 000G450308 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | G45/308 |
| Name | ACADEMY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Rabun County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Clayton City |
| County | Rabun County |
| Unified School District | Rabun County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,935.00 (+6.19%) | $124,769 (+17.72%) Land $16,000 Building $108,769 | $311,923 (+17.72%) Land $40,000 Building $271,923 |
| 2023 | $2,764.00 (-3.09%) | $105,988 (+3.07%) Land $14,000 Building $91,988 | $264,971 (+3.07%) Land $35,000 Building $229,971 |
| 2022 | $2,852.00 | $102,834 Land $14,000 Building $88,834 | $257,086 Land $35,000 Building $222,086 |
Source: FEMA National Flood Hazard Layer, Rabun County (13241C), updated April 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 54% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,020 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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