197 Oakleigh Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 197 Oakleigh Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,690 sqft · built 2003
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Mar 2023)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62A 3 17`

Property Details

APN / Parcel Number

Primary APN	`62A 3 17`
Alternative APNs	`21866` `20613`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Finished Basement	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	504 sqft
Deck Area	36 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20613
Street Address	197 OAKLEIGH LN
City	BUMPASS
State	VA
Zip	23024-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OAKLEIGH II LOT 17 DB 1890/744 .962 AC
Legal Subdivision	OAKLEIGH II
Legal Lot Number	17
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1020
Census Tract	950101

Owner

Source: Louisa County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 OAKLEIGH LN, BUMPASS, VA 23024-4726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Mar 27, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 16, 2019	Grant Deed, Transfer · FHA Mortgage NAVY FCU
Mar 28, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	20232369
Deed Book / Page	1890 / 744
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	197 OAKLEIGH LN, BUMPASS, VA 23024-4726
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002075/290
Date	Mar 31, 2026
Book Page	2075/290
Instrument	202600002983

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 27, 2023
Property Address	197 OAKLEIGH LN, BUMPASS, VA 23024-4726
Document Number	001890/744
Book / Page	1890 / 744
Map Reference	MB 8 PG 704
Instrument Date	Mar 23, 2023
Instrument	202300002369
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 OAKLEIGH LN, BUMPASS, VA 23024-4726

Mortgage

Document Number	0001890748
Date	Mar 27, 2023
Instrument	1890/748

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 16, 2019
Property Address	197 OAKLEIGH LN, BUMPASS, VA 23024-4726
Document Number	0000000496
Book / Page	001597 / 000706
Instrument Date	Jan 11, 2019
Instrument	496
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 OAKLEIGH LN BUMPASS VA 230244726, BUMPASS, VA 23024-4726

Mortgage

Document Number	497
Date	Jan 16, 2019
Book Page	001597/000710
Instrument	497

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	197 OAKLEIGH LN, BUMPASS, VA 23024-4726
Document Number	0000002714
Book / Page	001503 / 000032
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 OAKLEIGH LN BUMPASS VA 230244726, BUMPASS, VA 23024-4726

Mortgage

Document Number	0000002714
Date	Mar 30, 2017
Book Page	001503/000032
Instrument	2714

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,000 (+15.04%) Land $84,400 Building $439,600	$524,000 (+15.04%) Land $84,400 Building $439,600
2025	$3,279.00 (+3.02%)	$455,500 (+7.79%) Land $76,700 Building $378,800	$455,500 (+7.79%) Land $76,700 Building $378,800
2024	$3,183.00 (+98.19%)
2023		$422,600 Land $58,500 Building $364,100
2022	$1,606.00		$422,600 Land $58,500 Building $364,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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