186 Oakleigh Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 186 Oakleigh Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 2000
Lot Size	4.09 acres (178,160 sqft)
Owner	Individual Name on Record
Last Sale	$462,500 (Aug 2022)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62A 3 7`

Property Details

APN / Parcel Number

Primary APN	`62A 3 7`
Alternative APNs	`21862` `20609`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	178,160 sqft (4.09 acres)
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	558 sqft
Deck Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20609
Street Address	186 OAKLEIGH LN
City	BUMPASS
State	VA
Zip	23024-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	OAKLEIGH II PB 8/703 LOT 7 DB 1862/626 4.012 AC
Legal Subdivision	OAKLEIGH II
Legal Lot Number	7
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1017
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 OAKLEIGH LN, BUMPASS, VA 23024-4726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 27, 2020	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	20228938
Deed Book / Page	1862 / 626
Record Updated	Oct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 31, 2022
Property Address	186 OAKLEIGH LN, BUMPASS, VA 23024-4726
Document Number	001862/626
Book / Page	1862 / 626
Map Reference	MB 8 PG 703
Instrument Date	Aug 26, 2022
Instrument	202200008938
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 OAKLEIGH LN, BUMPASS, VA 23024-4726

Mortgage

Document Number	0001862630
Date	Aug 31, 2022
Instrument	1862/630

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	186 OAKLEIGH LN, BUMPASS, VA 23024-4726
Document Number	0000011392
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 OALEIGH LN BUMPASS VA 23024, BUMPASS, VA 23024

Mortgage

Document Number	0000011392
Date	Nov 10, 2020
Book Page	001715/000033
Instrument	11392

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 27, 2020
Property Address	186 OAKLEIGH LN, BUMPASS, VA 23024-4726
Document Number	0000006692
Book / Page	001687 / 000131
Instrument Date	Jul 24, 2020
Instrument	6692
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 OAKLEIGH LN BUMPASS VA 230244726, BUMPASS, VA 23024-4726

Mortgage

Document Number	6693
Date	Jul 27, 2020
Book Page	001687/000135
Instrument	6693

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,300 (+6.32%) Land $109,900 Building $384,400	$494,300 (+6.32%) Land $109,900 Building $384,400
2025	$3,347.00 (+2.23%)	$464,900 (+9.83%) Land $102,200 Building $362,700	$464,900 (+9.83%) Land $102,200 Building $362,700
2024	$3,274.00 (+55.31%)
2023		$423,300 Land $84,000 Building $339,300
2022	$2,108.00		$423,300 Land $84,000 Building $339,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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