197 Nautilus Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 197 Nautilus Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1992
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$799,000 (Mar 2021)
Tax Bill	$9,861 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00392870-000000`

Property Details

APN / Parcel Number

Primary APN	`00392870-000000`
Alternative APNs	`20643600392870000000` `1481190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
View / Lot	Canal
Garage Type	Carport
Garage Area	448 sqft
Carport	Carport
Carport Area	448 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	632 sqft
Deck Area	75 sqft
Patio Area	115 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1481190
Street Address	197 NAUTILUS DR
City	ISLAMORADA
State	FL
Zip	33036-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LOT 5 BK E WHITE MARLIN BEACH SEC-1 PB3-184 LOWER MATECUMBE KEY OR502-37 OR1038-588 OR1140-1601 OR1898-1535/36Q/C OR2104-2083/84Q/C OR2249-675 OR2479-1835C/T OR2497-664/65 OR2536-1649/50 OR3081-2399
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	WHITE MARLIN BEACH SEC 1
Legal Block	E
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1011
Census Tract	970900

Owner

197 Nautilus Dr is owned by an individual who bought it in March 2021.

Source: Monroe County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	7911 NW 181ST ST, HIALEAH, FL 33015-2856
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Oct 3, 2011 · Amount on File
Deed Document Number	20212308898
Deed Book / Page	3081 / 2399
Prior Transfer Date	Apr 14, 2005
Prior Transfer Doc	0021042083
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 17, 2021
Property Address	197 NAUTILUS DR, ISLAMORADA, FL 33036-4205
Document Number	0030812399
Book / Page	3081 / 2399
Map Reference	MB 3 PG 184
Instrument Date	Mar 2, 2021
Instrument	2308898
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,593.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 STONEY POINT DR, 441, FORKED RIVER, NJ 08731-1631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7911 NW 171ST ST, HIALEAH, FL 33015-3843

Mortgage

Document Number	0030812402
Date	Mar 17, 2021
Instrument	3081/2402

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,195,068 Land $917,000 Building $278,068	$1,195,068 Land $917,000 Building $278,068
2024	$9,861.00 (+6.08%)
2023	$9,296.00 (+13.6%)	$1,067,842 (+27.82%) Land $840,000 Building $227,842	$1,067,842 (+27.82%) Land $840,000 Building $227,842
2022	$8,183.00	$835,421 Land $604,800 Building $230,621	$835,421 Land $604,800 Building $230,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Nautilus Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Nautilus Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20