189 Nautilus Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 189 Nautilus Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,501 sqft · built 1970
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Oct 2020)
Tax Bill	$10,002 (2024)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`00392890-000000`

Property Details

APN / Parcel Number

Primary APN	`00392890-000000`
Alternative APNs	`20643600392890000000` `1481211`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,501 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,501 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	239 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	63 sqft
Deck Area	945 sqft
Patio Area	1,719 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1481211
Street Address	189 NAUTILUS DR
City	ISLAMORADA
State	FL
Zip	33036-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK E LT 7 WHITE MARLIN BEACH SEC-1 LOWER MATECUMBE KEY PB3-184 OR120-191 OR402-357 OR865-1201 OR1086-1897 OR1142-974 OR1542-502/03 OR1833-2205/08 OR1972-940/42 OR2027-1918/21 OR2557-47/48 OR2749-1099 OR2750-444ORD OR2749-1100/01 OR2753-578/79 OR3048-
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	WHITE MARLIN BEACH SEC 1
Legal Block	E
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1011
Census Tract	970900

Owner

189 Nautilus Dr is owned by two individuals who bought it in October 2020.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1676 PINNATE CT, ROCHESTER, MI 48306-3687
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Oct 22, 1998 · Amount on File
Deed Document Number	20202284483
Deed Book / Page	3048 / 376
Prior Transfer Date	Jul 24, 2015
Prior Transfer Doc	0027530578
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 5, 2020
Property Address	189 NAUTILUS DR, ISLAMORADA, FL 33036-4205
Document Number	0030480376
Book / Page	003048 / 000376
Instrument Date	Sep 22, 2020
Instrument	2284483
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,705.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1676 PINNATE CT ROCHESTER MI 483063687, ROCHESTER, MI 48306-3687

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,363,218 Land $917,000 Building $446,218	$1,363,218 Land $917,000 Building $446,218
2024	$10,002.00 (+5.05%)
2023	$9,521.00 (+13.58%)	$1,199,226 (+28.15%) Land $840,000 Building $359,226	$1,199,226 (+28.15%) Land $840,000 Building $359,226
2022	$8,383.00	$935,797 Land $604,800 Building $330,997	$935,797 Land $604,800 Building $330,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Nautilus Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Nautilus Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20