197 Main St, Palmyra, VA 22963 Property Records

Fluvanna County property record for 197 Main St, Palmyra, VA 22963

Property Summary

Property TypeCity, Municipal, Town, Village Owned (Exempt)
Details1 ba · 1,125 sqft · built 1930
Lot Size0.34 acres (14,629 sqft)
OwnerCompany Name on Record
Flood ZoneZone X (minimal risk)
APN30A A 19

Property Details

APN / Parcel Number

Primary APN30A A 19
Alternative APN
  • 2244

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,125 sqft Total Area
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area14,629 sqft (0.34 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number2244
Street Address197 MAIN ST
CityPALMYRA
StateVA
Zip22963-4179
Property CategoryPublic Works
Property TypePublic Works > City, Municipal, Town, Village Owned (Exempt)
Local Zoning CodeCP
Legal DescriptionNON-TAXABLE
Legal Block1
JurisdictionFLUVANNA VA
Township / Civil DivisionPALMYRA
Census Block Group1
Census Block1027
Census Tract20101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fluvanna County Courthouse Historic District
listed 1971 · 4 contributing resources · NRIS 71000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 299, PALMYRA, VA 22963-0299
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed
2023$101,900 Land $35,000 Building $66,900$101,900 Land $35,000 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALMYRA
private · serves 90 people · EPA ID VA2065540
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Firefly Fiber Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number