Fluvanna County property record for 165 Main St, Palmyra, VA 22963
| Property Type | Office Building |
|---|---|
| Details | 1 ba · 920 sqft · built 1930 |
| Lot Size | 0.09 acres (3,974 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $648 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30A A 22 |
| Primary APN | 30A A 22 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 920 sqft Total Area |
| Cellar | Cellar |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 3,974 sqft (0.09 acres) |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 9745 |
|---|---|
| Street Address | 165 MAIN ST |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4179 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | B-1 |
| Legal Description | DB 201-11 |
| Legal Block | 2 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fluvanna County Courthouse Historic District listed 1971 · 4 contributing resources · NRIS 71000977 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
165 Main St, a commercial property, is owned by an individual.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14307 JAMES MADISON HWY, PALMYRA, VA 22963-4192 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 165 Main St was $648.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,830 (-) Land $35,000 Building $50,830 | $85,830 (-) Land $35,000 Building $50,830 | |
| 2025 | $648.00 | $85,830 Land $35,000 Building $50,830 | $85,830 Land $35,000 Building $50,830 |
| 2023 | $85,800 Land $35,000 Building $50,800 | $85,800 Land $35,000 Building $50,800 | |
| 2022 | $724.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALMYRA private · serves 90 people · EPA ID VA2065540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Firefly Fiber Broadband, Verizon.
4G LTE (outdoors only), no 5G reported
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