St. Johns County property record for 197 Jarama Cir, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,132 sqft · built 2022 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $378,000 (Apr 2026) |
| Tax Bill | $7,468 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101182-0090 |
| Primary APN | 101182-0090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 2,692 sqft |
| 1st Floor Area | 2,132 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 55 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 197 JARAMA CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-0036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 107/20-23 ENTRADA PHASE 1 UNIT 2B LOT 9 OR5478/1705 |
| Legal Range | 29 |
| Legal Township | 07 |
| Legal Section | 34 |
| Legal Subdivision | ENTRADA PHASE 1 UNIT 2B |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21103 |
Source: St. Johns County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Jan 27, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Jan 27, 2022 · Amount on Record |
| Deed Document Number | 202635384 |
| Deed Book / Page | 6350 / 1893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 197 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Document Number | 0063501893 |
| Book / Page | 6350 / 1893 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202635384 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | SOUTHERN TITLE, SOUTHERN CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267,246.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 197 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Document Number | 0000035385, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202635385 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 197 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Document Number | 0000035384 |
| Book / Page | 6350 / 1893 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.35384 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | SOUTHERN CENTRAL TITLE, SOUTHERN CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267,246.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 197 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Document Number | 0000035385, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..35385 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 27, 2022 |
| Property Address | 197 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Document Number | 0054781705 |
| Book / Page | 5478 / 1705 |
| Map Reference | MB 107 PG 20-23 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022009487 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,618.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, RD100, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 197 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Document Number | 0054781706 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 5478/1706 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,415 (+1.58%) Land $70,000 Building $284,415 | $354,415 (+0.87%) Land $70,000 Building $284,415 | |
| 2025 | $7,468.00 (+11.03%) Homeowner's exemption | $348,901 (+2.9%) | $351,367 (+3.63%) Land $70,000 Building $281,367 |
| 2024 | $6,726.00 (-6.32%) Homeowner's exemption | $339,068 (+0.33%) | $339,068 (+0.33%) Land $70,000 Building $269,068 |
| 2023 | $7,180.00 (+93.22%) | $337,968 (+402.93%) | $337,968 (+402.93%) Land $70,000 Building $267,968 |
| 2022 | $3,716.00 | $67,200 | $67,200 Land $67,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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