St. Johns County property record for 174 Jarama Cir, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,503 sqft · built 2022 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,635 (Feb 2022) |
| Tax Bill | $7,673 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101182-0770 |
| Primary APN | 101182-0770 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,503 sqft Living Area |
| Gross Area | 2,923 sqft |
| 1st Floor Area | 1,058 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 174 JARAMA CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-0036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 107/20-23 ENTRADA PHASE 1 UNIT 2B LOT 77 OR5484/529 |
| Legal Range | 29 |
| Legal Township | 07 |
| Legal Section | 34 |
| Legal Subdivision | ENTRADA PHASE 1 UNIT 2B |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 77 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21103 |
Source: St. Johns County records · APN 101182-0770
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 02, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2022 · Amount on Record |
| Deed Sale | Feb 02, 2022 · Amount on Record |
| Deed Document Number | 202212126 |
| Deed Book / Page | 5484 / 529 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 174 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 174 JARAMA CIR, ST AUGUSTINE, FL 32084-0036 |
| Document Number | 0062341192 |
|---|---|
| Date | Oct 07, 2025 |
| Book Page | 6234/1192 |
| Instrument | 2025082007 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 02, 2022 |
| Property Address | 174 JARAMA CIR, SAINT AUGUSTINE, FL 32084-0036 |
| Document Number | 0054840529 |
| Book / Page | 5484 / 529 |
| Map Reference | MB 107 PG 20-23 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022012126 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,657.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 174 JARAMA CIR, ST AUGUSTINE, FL 32084-0036 |
| Document Number | 0005484530 |
|---|---|
| Date | Feb 02, 2022 |
| Instrument | 5484/530 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,275 (-0.21%) Land $70,000 Building $293,275 | $363,275 (-0.84%) Land $70,000 Building $293,275 | |
| 2025 | $7,673.00 (+11.01%) Homeowner's exemption | $364,052 (+2.9%) | $366,354 (+3.55%) Land $70,000 Building $296,354 |
| 2024 | $6,912.00 (+0.48%) Homeowner's exemption | $353,792 (-) | $353,792 (-) Land $70,000 Building $283,792 |
| 2023 | $6,879.00 (+85.12%) Homeowner's exemption | $353,792 (+426.48%) | $353,792 (+426.48%) Land $70,000 Building $283,792 |
| 2022 | $3,716.00 | $67,200 | $67,200 Land $67,200 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 204 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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