197 Jackson Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 197 Jackson Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,387 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Jul 1995)
Tax Bill	$12,832 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`56-00080-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`56-00080-0000-00020`
Alternative APN	`560008000020`

Interior

Stories	2 Stories
Building Area	1,387 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Street Address	197 JACKSON AVE
City	RUTHERFORD
State	NJ
Zip	07070-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X100
Legal Subdivision	RUTHERFORD HEIGHTS ASSOCIATION
Legal Block	80
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	3
Census Block	3014
Census Tract	51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 JACKSON AVE, RUTHERFORD, NJ 07070-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLASSIC MORTGAGE LLC
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CLASSIC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 1995 · Amount on Record
Deed Sale	Jul 21, 1995 · Amount on Record
Deed Book / Page	7805 / 59
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	197 JACKSON AVE, RUTHERFORD, NJ 07070-1813
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042241456
Date	Jun 22, 2021
Book Page	4224/1456
Instrument	2021099079

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company
Address	MAYWOOD, NJ 07607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	197 JACKSON AVE, RUTHERFORD, NJ 07070-1813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032812249
Date	Jul 1, 2019
Book Page	3281/2249
Instrument	19-041779

Lender

Name	CLASSIC MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,000 (-) Land $252,000 Building $149,000	$401,000 (-) Land $252,000 Building $149,000
2025	$12,832.00 (+2.53%)	$401,000 (-) Land $252,000 Building $149,000	$401,000 (-) Land $252,000 Building $149,000
2024	$12,515.00 (+5.12%)
2023		$401,000 Land $252,000 Building $149,000	$401,000 Land $252,000 Building $149,000
2022	$11,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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